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Bank of China (BOC) Singapore: Updated Fixed Deposit (FD) Rates from 15 Sep 2025
Bank of China (BOC) Singapore has made a revision of its fixed deposit (FD) promotion rates for retail customers, effective from 15 September 2025. These fresh promotional rates give savers the opportunity to earn up to 1.38% p.a. depending on the tenor and deposit amount selected. This is a slight drop from the previous rates on 8 Sep 2025
📊 New Promotional FD Rates (Effective 15 Sep 2025)
The revised rates apply to new personal time deposit placements via BOC Mobile Banking. Customers may select tenors ranging from 1 month to 12 months, with varied minimum placement amounts and attractive rates. Digital placements via mobile banking enjoy better rates compared to traditional over-the-counter options, offering convenience and better returns 💰.
| Tenor | Mobile Banking Promo Rates (New Placement) | |
|---|---|---|
| Minimum Amount (SGD) | Interest Rates (% p.a.) | |
| 1 month | 500 | 1.25 |
| 2 months | 1.25 | |
| 3 months | 1.35 | |
| 4 months | 1.30 | |
| 5 months | 1.30 | |
| 6 months | 40,000 | 1.38 |
| 500 | 1.36 | |
| 9 months | 40,000 | 1.25 |
| 500 | 1.20 | |
| 12 months | 40,000 | 1.20 |
| 500 | 1.15 | |
Note: All rates are indicative and may be revised at the bank’s discretion without prior notice.
📌 Key Terms & Conditions
- Offer is available only to individual account holders.
- A savings or current account is required to place a time deposit via mobile banking.
- Premature withdrawals may result in reduced or forfeited interest.
- BOC reserves the right to revise or withdraw promotional rates without prior announcement.
- Deposits are insured under the Singapore Deposit Insurance Scheme for up to S$100,000 per depositor, per scheme member bank.
📍 How to Apply & Find Out More
Interested customers can apply directly through the BOC Mobile Banking App. For details, visit the official BOC Singapore website.
Prefer face-to-face service? Use the BOC branch locator to find the nearest branch across Singapore.
For comparison of BOC’s rates against other banks, check out this page.
✅ Conclusion
The latest update by BOC Singapore offers savers a secure and convenient way to grow their deposits with competitive rates of up to 1.38% p.a.. With flexible tenors and attractive digital rates, this promotion is particularly suited for those who prefer managing their finances via mobile banking. Savers looking for stable returns may find this promotion a timely opportunity to lock in their funds.
Disclaimer: The information above serves as a general guide and is subject to confirmation by Bank of China (Singapore).
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