| Starts | 1 May 2026 (Fri) | Ends | 30 Jun 2026 (Tue) |
|---|---|---|---|
| Location | Maybank |
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Maybank Singapore Fresh Funds Top-up Promotion
Looking to park spare cash in a savings account for a short promotional period? 💰 The Maybank Singapore Fresh Funds Top-up Promotion offers eligible account holders a chance to earn up to 1.50% p.a. 💹 on qualifying incremental Average Daily Balance (ADB) when fresh funds are brought into Maybank and maintained during the promo period.
The promotion runs from 1 May 2026 to 30 Jun 2026 and is aimed at savers who can set aside additional cash without dipping into existing Maybank balances. Compared with earlier Maybank fresh funds promo coverage, this round’s headline rate is up to 1.50% p.a. 🔻.
Promotion highlights 🎉
- Promotion period: 1 May 2026 to 30 Jun 2026 ⏳
- Headline promotional rate: Up to 1.50% p.a. on eligible incremental ADB 💹
- Eligible accounts: iSAVvy Savings Account, iSAVvy Savings Account-i and Prestige Savings Account ✅
- Fresh funds requirement: Deposits must come from outside Maybank. Internal Maybank transfers and cheques drawn on Maybank accounts do not qualify 🚫
- Reference month: Incremental ADB is measured against the account’s Apr 2026 ADB 🧾
What counts as fresh funds? 💸
Fresh funds generally mean new money transferred in from outside Maybank. Examples may include funds moved in from another bank in Singapore, while existing Maybank balances shifted between Maybank accounts will not count. Cheques drawn on Maybank accounts are also excluded from the fresh funds definition 🚫.
This matters because the bonus interest is meant to reward new incremental balances, not funds that are already sitting within the Maybank ecosystem.
How incremental ADB works 📊
The promo looks at the extra average balance maintained in the eligible account during each promotional month, compared with the account’s Apr 2026 average daily balance. Only the incremental portion is used for the promotional bonus interest calculation.
- Check the Apr 2026 ADB: This is the reference balance used for comparison 🧾
- Top up with fresh funds: Move eligible external funds into the participating Maybank account 💰
- Maintain the higher balance: Keeping funds in the account for more days helps lift the monthly ADB ⏱️
- Meet the qualifying incremental ADB: The bonus rate applies only when the relevant minimum and tier requirements are met ✅
New account note: For eligible accounts opened from 1 May 2026 to 30 Jun 2026, the Apr 2026 ADB is treated as zero. For the month of account opening, ADB is calculated according to the number of days the account has been opened.
Practical tip: A large deposit made near the end of the month may have a smaller ADB impact than the same deposit placed earlier, since ADB is averaged across the days in the month 📆.
iSAVvy Savings Account and iSAVvy Savings Account-i rates
| Incremental Average Daily Balance (ADB) (S$) | Base rate (% p.a.) | Bonus rate on eligible incremental ADB (% p.a.) | Total rate (% p.a.) |
|---|---|---|---|
| 20,000 to < 50,000 | 0.20 | 1.05 | 1.25 |
| 50,000 to < 200,000 | 0.20 | 1.05 | 1.25 |
| 200,000 and above | 0.80 | 0.70 | 1.50 |
Prestige Savings Account rates
| Incremental Average Daily Balance (ADB) (S$) | Base rate (% p.a.) | Bonus rate on eligible incremental ADB (% p.a.) | Total rate (% p.a.) |
|---|---|---|---|
| 20,000 to < 200,000 | 0.20 | 1.05 | 1.25 |
| 200,000 and above | 0.80 | 0.70 | 1.50 |
Simple illustrations 🧾
- Illustration for Prestige Savings Account: 1.50% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.70% p.a. prevailing rate. The bonus rates will only apply to incremental Average Daily Balance of minimum S$20,000.
- Illustration for iSAVvy Savings Account and iSAVvy Savings Account-i: 1.50% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.70% p.a. prevailing rate.
How to participate 📝
- Hold or open an eligible Maybank Singapore account, such as iSAVvy, iSAVvy-i or Prestige Savings Account ✅
- Transfer fresh funds from outside Maybank into the eligible account during the promotion period 💸
- Maintain the higher balance so the account’s monthly ADB exceeds the Apr 2026 reference ADB 📈
- Review the full mechanics and exclusions in the official Terms and Conditions (PDF) 📄
Tips before moving funds 💡
- Top up earlier in the month: More days in the account can improve ADB impact ⏱️
- Avoid unnecessary withdrawals: Large mid-month withdrawals may pull down the monthly ADB 📉
- Watch the eligible tier: The highest total rate is shown for incremental ADB of S$200,000 and above 💹
- Keep proof of external transfers: Bank records can help if eligibility needs to be checked later 🧾
- Consider deposit insurance: In Singapore, insured SGD deposits with a Scheme member are protected up to S$100,000 per depositor per Scheme member 🛡️
Compare other cash options 🔎
Before moving funds, it can be useful to compare short-term savings promos, fixed deposits and other deposit alternatives in Singapore. For more options, browse this guide to best Singapore deposit rates and promos 📚.
This Maybank fresh funds promo may suit savers with spare cash that can be parked steadily for the promo period. The key is to bring in qualifying fresh funds, maintain the required incremental ADB and understand how each account tier is calculated before committing larger balances 💰. For latest information and updates, click here.
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