Standard Chartered S’pore e$aver promo offers up to 1.6% p.a. till 31 Jul 2026

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Earn up to 1.6% p.a. with Standard Chartered Singapore e$aver fresh-funds promotion

Standard Chartered Bank Singapore has refreshed its e$aver promotional interest campaign for the period from 1 Jun 2026 to 31 Jul 2026, giving savers a liquid place to park spare cash while earning bonus interest on qualifying fresh funds 💰.

The headline total interest rate is up to 1.6% p.a. for eligible customers with qualifying wealth holdings. Customers without qualifying wealth holdings can still receive up to 1.2% p.a. on eligible incremental balances. Funds remain accessible, so this may suit those who prefer flexibility over locking money into a fixed deposit 🔓.

Compared with the previous Apr 2026 to May 2026 cycle, this round carries a higher headline rate for eligible savers.

📌 Key promotion details

• Promotion period: 1 Jun 2026 to 31 Jul 2026
• Maximum total interest rate: up to 1.6% p.a. on qualifying incremental fresh funds
• Eligible accounts: e$aver, e$aver Kids! and World Partner Savings
• Reference month: May 2026 average daily balance
• Balance cap: bonus interest applies to eligible Incremental Balance capped at S$2,000,000 per Qualifying Account(s)
• Liquidity: no lock-in period, with funds available for transfers, payments or emergency use 👍

This structure is useful for savers who want a relatively simple deposit promo without needing to meet card spend, salary crediting or multiple lifestyle categories.

📊 Promotional interest rates

The total interest rate is calculated by adding the prevailing interest rate and the bonus interest rate:

🏦 What counts as Wealth Holding?

The higher bonus tier depends on whether the primary account holder has eligible wealth holdings with Standard Chartered at the end of each calendar month during the promotion period.

Eligible wealth holdings may include selected investment and insurance products arranged through the bank, such as Unit Trusts, Bonds, Structured Notes and Equities, subject to the bank’s promotion terms. Eligible investment products exclude foreign currency exchange transactions and investments made using the CPF Investment Scheme (CPFIS) or Supplementary Retirement Scheme (SRS).

For the higher 1.6% p.a. tier, the wealth-holding status should be maintained at each relevant month-end during the campaign ✨.

💸 What are fresh funds?

Fresh funds generally refer to money that does not come from an existing Standard Chartered account and is not withdrawn and re-deposited within 30 days of the promotion period.

Examples may include incoming FAST or PayNow transfers from another bank, salary credited from outside Standard Chartered, or proceeds newly deposited from external sources. Recycled balances from within the bank may not qualify, so external transfers are usually the clearest route.

✅ Simple participation checklist

1. Hold or open a Qualifying Account. Eligible accounts include e$aver, e$aver Kids! and World Partner Savings.
2. Review the May 2026 balance. Bonus interest is measured against the May 2026 average daily balance.
3. Deposit fresh funds during the promo period. Fresh funds must be placed between 1 Jun 2026 and 31 Jul 2026.
4. Avoid round-tripping funds. Money withdrawn and re-deposited within 30 days may be excluded.
5. Maintain Wealth Holding status for the top tier. This matters for customers targeting the 1.6% p.a. rate 🌟.
6. Keep the account valid and in good standing. Bonus interest is indicated to be credited by the 25th of the following month, subject to the bank’s terms.

⚠️ Important notes before depositing

• The bonus rate applies only to eligible Incremental Balance, capped at S$2,000,000 per Qualifying Account(s).
• Any balance above the eligible cap earns the Prevailing Interest only.
• The bank may amend, suspend or withdraw the promotion according to its published terms.
• Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured 🛡️.
• Funds can be accessed via Standard Chartered Online Banking or SC Mobile, helping savers keep cash reachable during the promotion period 📱.

🔎 More information

• Promotion Terms & Conditions (PDF) 📄
• Official Standard Chartered e$aver page 🏦
• Compare more Singapore deposit options here.
• For another fresh-funds option, see Maybank Up to 1.5% p.a. in May/Jun 2026 Fresh Funds Top-Up Promo.

Bottom line: Standard Chartered’s refreshed e$aver promotion may be worth a look for savers who want flexible access to cash while earning bonus interest on fresh funds. The highest rate is tied to qualifying wealth holdings, so checking eligibility before moving large balances can help avoid surprises ✅.

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