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Bank of China (BOC) Singapore: Revised FD Rates from 1 Sep 2025
Update 8 Sep: BOC Singapore Revises Fixed Deposit Promo Rates from 8 Sep 2025, Earn Up To 1.4% p.a.
Bank of China (BOC) Singapore has officially revised its fixed deposit (FD) rates for retail customers, effective 1 Sep 2025. This follows closely after the earlier promotional rates of up to 1.55% p.a. published on 25 Aug 2025.
📊 Promotional FD Rates (Effective 1 Sep 2025)
These promotional rates are applicable only to new personal time deposit placements. Customers can select from various tenors that suit their savings goals. Notably, mobile banking placements continue to enjoy better returns compared to counter placements, rewarding customers who transact digitally.
| Currency | Tenor | Mobile Banking Promo Rates (New Placement) * | Counter Promo Rates | ||
|---|---|---|---|---|---|
| Minimum Amount | Interest Rates (% p.a.) | Minimum Amount | Interest Rates (%p.a.) | ||
| SGD | 1 month | S$500 | 1.45 | S$20,000 | 1.15 |
| 2 months | 1.45 | 1.15 | |||
| 3 months | 1.45 | 1.15 | |||
| 4 months | 1.45 | 1.15 | |||
| 5 months | 1.45 | 1.15 | |||
| 6 months | S$40,000 | 1.50 | – | ||
| S$500 | 1.40 | – | |||
| 9 months | S$500 | 1.40 | – | ||
| 12 months | S$40,000 | 1.45 | – | ||
| S$500 | 1.40 | – | |||
Note: All rates are indicative and may change without prior notice.
📌 Key Terms & Conditions
- Offer valid for individual account holders only.
- BOC reserves the right to amend or withdraw these promotional rates at any time.
- Premature withdrawals may lead to losses in interest.
- Different rates apply depending on whether the deposit is made via mobile banking or at physical branches.
📍 How to Apply & Learn More
To check the latest rates and details, visit the official BOC Singapore website.
For customers who prefer visiting a branch, the BOC branch locator provides convenient access to locations across Singapore.
To compare these FD rates against other banks in Singapore, click here.
From 1 Sep 2025, BOC Singapore’s revised FD rates offer savers a competitive way to grow their funds, particularly for those using mobile banking. With rates of up to 1.5% p.a., this promotion provides a stable option for individuals seeking low-risk returns. Customers should act promptly, as rates are indicative and may change without notice.
Disclaimer: Information provided is for general reference and is subject to final confirmation by Bank of China (Singapore).
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