HSBC offers personal loans from 3.8% p.a. (EIR 7% p.a.) with $50 cashback & $88 processing fee waiver from 1 Nov 2016 – 30 Apr 2017 UPDATED 27 Feb 2017

Starts1 Nov 2016 (Tue)Ends30 Apr 2017 (Sun)
Location HSBC

Get up to $50 cashback, S$88 processing fee waiver and a low interest rate from 3.8% p.a. when you apply for a HSBC personal loan at


  • Low interest rate
  • Loan amount of up to 8 times your monthly income*
  • Longest loan tenor of up to 7 years*
  • Fixed monthly repayments
  • Quick decision based on 1 minute approval in-principle
  • Cash the next day upon submission of complete documents
  • Redraw on your existing personal loan with no processing fee

Promotional interest rates from 3.8% p.a. :

Tenor (years)Equivalent Flat Interest Rate(p.a.)*Effective Interest RateAdditional Benefits
Premier1 – 73.8%7% p.a.
  • S$50 cashback+ (online exclusive)
  • S$88 processing fee waiver
Advance1 – 74.4%8% p.a.
Retail Banking Customer#15.5%10% p.a.
34.8%9% p.a.

Enjoy approval in-principle within 1 minute and cash the next day* upon submission of complete documents. Calculate your monthly repayment with the above interest rate and sign-up at

* Terms and conditions apply. EIR refers to the maximum Effective Interest Rate.
# With a minimum approved loan amount of S$10,000.
+ For approved applications submitted via online.

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