| Starts | 1 Mar 2026 (Sun) | Ends | 30 Apr 2026 (Thu) |
|---|---|---|---|
| Location | Maybank |
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Maybank Singapore Fresh Funds Top-up Promotion (Mar/Apr 2026)
Looking for a simple way to boost savings returns for a short holding period? 💰 Maybank Singapore’s Mar/Apr 2026 Fresh Funds Top-up Promotion lets eligible incremental balances earn up to 1.55% p.a. 💹 when fresh funds are added and the required average balance is maintained during the promo window.
Compared with the earlier Jan/Feb 2026 promo (up to 1.4% p.a.), this round features a higher headline rate – useful for anyone rotating funds across banks for better interest 📈.
Promotion highlights 🎉
- Promo period: 1 Mar 2026 to 30 Apr 2026 ⏳
- Max promo rate: Up to 1.55% p.a. 💹 on eligible incremental Average Daily Balance (ADB)
- Eligible accounts: iSAVvy Savings Account, iSAVvy Savings Account-i, Prestige Savings Account ✅
- Minimum incremental ADB needed: S$10,000 (iSAVvy / iSAVvy-i) and S$20,000 (Prestige) 🧮
- Fresh funds rule: Funds must come from outside Maybank; internal Maybank transfers and cheques drawn on Maybank accounts are excluded 🚫
What counts as “fresh funds” 💸
In plain terms, “fresh funds” refers to new deposits that are not moved from existing Maybank accounts. ✅ Under the T&Cs, Maybank cheques or transfers made from the account holder’s existing Maybank account(s) do not qualify 🚫. Other external sources (e.g., funds transferred in from another bank) are typically used to meet the fresh funds requirement 💸.
How incremental Average Daily Balance (ADB) is measured 📊
The promo focuses on incremental ADB – the “extra” average balance maintained during each promo month compared against the account’s Feb 2026 average daily balance baseline. 🔍 Only the incremental portion is used to qualify for the bonus interest portion.
- Identify baseline: Note the account’s Feb 2026 ADB (the reference level) 🧾
- Top up fresh funds: Add eligible external funds during Mar 2026 and/or Apr 2026 💰
- Maintain balances: Keep the higher balance steady to lift monthly ADB 📈
- Meet the minimum incremental ADB: Stay at/above S$10,000 or S$20,000 incremental ADB (depending on account type) ✅
New account note: For eligible accounts opened during 1 Mar 2026 to 30 Apr 2026, the Feb 2026 baseline ADB is treated as zero, and the ADB for the opening month is computed based on the days the account has been opened 🧾.
Practical note: Big deposits that enter late in the month may contribute less to that month’s ADB than funds parked earlier, since ADB is driven by daily balances. ⏱️
iSAVvy Savings Account & iSAVvy Savings Account-i rates
| Incremental Average Daily Balance (ADB) (S$) | Base Rates (% p.a.) | Bonus Rate on eligible Incremental ADB (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 10,000 to < 50,000 | 0.40 | 0.90 | 1.30 |
| 50,000 to < 200,000 | 0.40 | 0.90 | 1.30 |
| 200,000 and above | 1.00 | 0.55 | 1.55 |
Prestige Savings Account rates
| Incremental Average Daily Balance (ADB) (S$) | Base Rates (% p.a.) | Bonus Rate on eligible Incremental ADB (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 20,000 to < 200,000 | 0.40 | 0.90 | 1.30 |
| 200,000 and above | 1.00 | 0.55 | 1.55 |
Quick examples (illustrative only) 🧾
- Illustration for Prestige Savings Account: 1.55% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.55% p.a. prevailing rate. The bonus rates will only apply to incremental Average Daily Balance of minimum S$20,000.
- Illustration for iSAVvy Savings Account and iSAVvy Savings Account-i: 1.55% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.55% p.a. prevailing rate.
Important: The promo rates above apply to the eligible incremental ADB portion as described. For full details on how interest is computed/credited and any exclusions, rely on the official T&Cs 📄.
How to participate 📝
- Hold an eligible account (iSAVvy / iSAVvy-i / Prestige) ✅
- Move in fresh funds from outside Maybank during 1 Mar 2026 to 30 Apr 2026 💸
- Maintain the higher balance so the monthly ADB increases above the Feb 2026 baseline 📈
- Review the T&Cs for exclusions, definitions, and interest crediting mechanics: official Terms and Conditions (PDF) 📄
Tips to maximise eligibility 💡
- Top up earlier within the month: Earlier inflows typically lift ADB more than last-minute deposits ⏱️
- Avoid “yo-yo” balances: Large withdrawals mid-month can drag down ADB 📉
- Don’t miss the minimum incremental ADB: Dropping below S$10,000 (iSAVvy/iSAVvy-i) or S$20,000 (Prestige) means the bonus component may not apply 🚫
- Keep a baseline note: Feb 2026 ADB is the key reference, so only the amount above that baseline is relevant to the “incremental” concept 🧠
- Risk management: In Singapore, insured SGD deposits with a Scheme member are protected up to S$100,000 per depositor per Scheme member 🛡️. Consider personal liquidity needs and whether funds should be spread across banks if balances exceed coverage.
More cash options to compare 🔎
For a wider scan of other savings and deposit alternatives in Singapore, browse: best Singapore deposit rates & promos 📚. It can be helpful to compare lock-in periods, conditions, and headline rates before moving funds around 💡.
As a short-term fresh funds “parking” option, this Maybank promo can be attractive for incremental balances that meet the required tiers 💹. Keep transfers compliant with the fresh funds definition, maintain the balance steadily for ADB impact, and double-check edge cases in the official T&Cs 📄.
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