| Starts | 1 Oct 2025 (Wed) | Ends | 31 Oct 2025 (Fri) |
|---|---|---|---|
| Location | Maybank |
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Maybank Singapore Fresh Funds Top-up Promotion
Maybank Singapore Oct 2025 Fresh Funds Top-up Promotion for October 2025 gives savers the opportunity to enjoy up to 1.6% p.a. on incremental deposits. Running from 1 Oct 2025 to 31 Oct 2025, this one-month campaign offers Singaporeans a chance to maximise returns on their savings while parking fresh funds in Maybank accounts.
This round offers slightly lower rates compared with September 2025’s promo (previously up to 1.9% p.a.), but it still provides a competitive short-term option for those with idle cash.
Promotion Highlights 🎉
- Interest Rates: Earn up to 1.6% p.a. on incremental balances.
- Eligible Accounts: iSAVvy Savings Account, iSAVvy Savings Account-i, Prestige Savings Account.
- Promotion Period: 1 Oct 2025 – 31 Oct 2025.
- Fresh Funds Requirement: Only deposits from external sources qualify. Transfers within Maybank accounts or cheques issued from existing Maybank accounts are excluded.
- Minimum Incremental ADB: S$10,000 (iSAVvy / iSAVvy-i); S$20,000 (Prestige).
What is Incremental Average Daily Balance (ADB)?
The Incremental ADB is the difference between your account’s average daily balance in the promotion month (October 2025) versus your average daily balance in September 2025. Bonus interest is only applied to this incremental amount, not to the existing base balance.
iSAVvy Savings Account Bonus Rates
For iSAVvy Savings Account and iSAVvy Savings Account-i, the following tiers apply:
| Incremental ADB (S$) | Base Rate (% p.a.) | Bonus Rate (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 10,000 to < 50,000 | 0.50 | 0.90 | 1.40 |
| 50,000 to < 200,000 | 0.50 | 0.90 | 1.40 |
| 200,000 and above | 1.10 | 0.50 | 1.60 |
Prestige Savings Account Bonus Rates
Prestige Savings Account holders can earn higher rates on larger balances:
| Incremental ADB (S$) | Base Rate (% p.a.) | Bonus Rate (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 20,000 to < 200,000 | 0.50 | 0.90 | 1.40 |
| 200,000 and above | 1.10 | 0.50 | 1.60 |
Illustrative Scenarios
- Prestige Savings Account: 1.60% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.50% p.a. prevailing rate.
The bonus rates will only apply to incremental Average Daily Balance of minimum S$20,000. - iSAVvy Accounts: 1.60% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.50% p.a. prevailing rate. The bonus rates will only apply to incremental Average Daily Balance of minimum S$10,000.
How to Apply 📝
Customers can review the official Terms and Conditions (PDF) before applying. To sign up, apply here, or explore alternative deposit options here.
Conclusion
While the October 2025 promotion offers slightly lower rates compared to September’s campaign, it still provides one of the more attractive short-term saving avenues in Singapore. With competitive rates of up to 1.6% p.a., this offer may appeal to savers looking to optimise their fresh funds before the month ends on 31 Oct 2025. Act quickly to take advantage of this limited-time opportunity. 🚀
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