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RHB Bank Singapore has adjusted its promotional fixed deposit (FD) rates, effective from 4 November 2025
This latest update reflects a fine-tuning of returns by up to 0.15% lower across all tenors, aligning with broader market rate movements while maintaining attractive yields for both Personal and Premier Banking customers. The promotion continues to emphasise digital convenience, as it is available exclusively via the RHB Mobile SG App.
Overview of the Rate Revision
The new adjustment follows a previous revision implemented on 29 September 2025. Despite the slight rate decrease, RHB’s FD remains a dependable option for savers who value stability and guaranteed returns. The refreshed structure still offers a reasonable yield in a moderating interest rate environment.
Minimum Deposit Requirement
To qualify for the promotional FD rates, customers must make a minimum placement of S$20,000. This threshold applies to both Personal Banking and Premier Banking clients, making it accessible for both retail and affluent customers seeking safe, short- to medium-term investment options.
Updated FD Promotional Rates (from 4 Nov 2025)
| Tenor | Personal Banking (p.a.) | Premier Banking (p.a.) | Minimum Placement (S$) |
|---|---|---|---|
| 3-month | 1.25% | 1.35% | 20,000 |
| 6-month | 1.20% | 1.30% | 20,000 |
| 12-month | 1.05% | 1.15% | 20,000 |
These rates remain attractive for individuals seeking shorter-term certainty in returns, especially amid potential fluctuations in the broader interest rate landscape.
Terms & Conditions
As with all bank offers, terms apply. Interested depositors should review the full Terms and Conditions before placement to understand eligibility, early withdrawal penalties, and renewal policies.
Why Savers Still Value Fixed Deposits 💰
- Low Risk: Fixed deposits are one of the safest banking products available, ideal for conservative investors.
- Capital Protection: The principal amount is fully preserved, ensuring peace of mind.
- Predictable Earnings: Returns are guaranteed, making it easy to plan future cash flow.
With interest rates softening globally, fixed deposits remain a prudent tool for short-term liquidity management while still offering returns better than standard savings accounts.
Compare and Choose Wisely
Although RHB’s latest offer remains competitive, consumers are encouraged to compare it with other banks’ promotions using this Singapore fixed deposit rate guide. By doing so, savers can match tenure, rate, and flexibility to their financial objectives.
How to Apply
Applications are accepted exclusively via the RHB Mobile SG App. Customers may refer to the official RHB promotional page for step-by-step details and campaign highlights.
Conclusion
While the revised rates reflect a slight reduction, RHB Bank Singapore’s FD promotion continues to appeal to those seeking safety, predictability, and ease of access through mobile banking. With placements starting from S$20,000 and terms as short as three months, this promotion offers a balanced mix of flexibility and stability for Singaporean savers in 2025.
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