| Starts | 1 Oct 2025 (Wed) | Ends | 30 Nov 2025 (Sun) |
|---|---|---|---|
| Location | Standard Chartered |
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💰 Standard Chartered e$aver Promo: Earn Up to 1.95% p.a. with Fresh Funds (1 Oct – 30 Nov 2025)
From 1 October 2025 to 30 November 2025, Standard Chartered Bank Singapore is offering an exclusive e$aver promotion.
Customers can enjoy attractive interest rates ranging from 1.55% to 1.95% p.a. on incremental fresh funds (compared to September 2025 average daily balance), without any lock-in period. This makes it an appealing option for those looking to maximise short-term returns while retaining flexibility.
🔥 Key Highlights
- Promotion period: 1 Oct – 30 Nov 2025
- Interest rates up to 1.95% p.a.
- Applicable for balances of up to S$2 million
- No lock-in or early withdrawal penalties
🎯 Who Gets What?
Interest rates differ based on whether customers hold wealth products with the bank:
- Wealth-holding customers: Enjoy the full 1.95% p.a. rate
- Non-wealth customers: Still benefit from a strong 1.55% p.a.
📊 Promotional Interest Rate Table
Here’s a clear breakdown of how the rates are applied during the promotion period:
| Customer Type | Prevailing Interest Rate | Bonus Interest Rate | Total Interest Rate |
|---|---|---|---|
| With Wealth Holding | 0.05% p.a. | 1.90% p.a. | 1.95% p.a. |
| Without Wealth Holding | 0.05% p.a. | 1.50% p.a. | 1.55% p.a. |
“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period.
🧾 What Are “Fresh Funds”?
Fresh funds are defined as deposits originating from outside of Standard Chartered. They must not have been withdrawn and re-deposited within 30 days prior to the promo period. This ensures only genuinely new inflows qualify for the higher rates.
📌 Eligibility Checklist
- Must hold an eligible Standard Chartered e$aver account
- Deposit incremental fresh funds between 1 Oct and 30 Nov 2025
- Maintain qualifying wealth holdings by month-end (for the higher rate, if applicable)
🔗 Learn More & Compare
- Promotion Terms & Conditions (PDF)
- Official Standard Chartered e$aver Page
- Compare with other deposit rates in Singapore here.
✅ Conclusion
The Standard Chartered e$aver promotion is a limited-time opportunity for Singaporeans to earn up to 1.95% p.a. interest on fresh funds without locking up their money. Whether a wealth customer or not, this promo offers flexibility and competitive returns. For those looking to park spare cash safely while earning more than standard savings rates, this is a deal worth considering before 30 November 2025.
Terms and conditions apply.
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