(EXPIRED) Standard Chartered S’pore Up to 1.3% p.a. 9-month SGD Time Deposit from 1 Mar 2026

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Standard Chartered Bank (Singapore) Limited has refreshed its SGD Time Deposit promo for those looking to lock in a fixed return on Fresh Funds (in SGD) 🙂✅

Update 9 Mar: Standard Chartered S’pore 9-Month SGD Deposit up to 1.2% p.a. from 9 Mar 2026

Placements made from 1 Mar 2026 earn up to 1.30% p.a. on a 9-month tenor (top tier applies). Compared with the previous 20 Feb update, the 12-mth headline rates are lower

Time deposits are handy for a “set-and-forget” approach: place funds once, hold till maturity, and collect interest based on the advertised rate

Quick highlights 💡

• Minimum placement: S$25,000 (Fresh Funds in SGD) 💰
• Tenor: 9 months (funds generally held till maturity) ⏳
• Available to customers under Personal Banking, Priority Banking, or Priority Private (segment-based rates apply) ⭐
• Digital placement via SC Mobile and Online Banking 📱💻

Promotional rates (Fresh Funds in SGD) 💰

The minimum qualifying placement is S$25,000 into a 9-month SGD Time Deposit. “Up to” refers to the highest eligible segment tier ⭐

Important notes ⚠

• Hold till maturity: Promotional rates typically assume funds remain placed until the end of 9 months ⏳
• Early withdrawal risk: Breaking the placement early can lead to reduced or even zero interest, depending on policy and T&Cs ⚠️
• Segment tier matters: Rates differ by banking segment, so confirm the tier and the rate displayed at confirmation 💹

What counts as “Fresh Funds”? 🤔

For this campaign, Fresh Funds are funds that do not originate from any existing Standard Chartered account and are not funds withdrawn and re-deposited within the last 30 days before opening the Time Deposit ✅

In practical terms, qualifying inflows are usually transfers coming in from outside Standard Chartered (for example, another local bank) 🙂. Where fund movements are messy (multiple hops, recent withdrawals, transfers between Standard Chartered accounts), sticking closely to the T&Cs helps avoid losing promotional treatment ⚠️

How to place the deposit digitally 📱💻

After Fresh Funds are credited into an eligible Standard Chartered deposit account, complete placement via digital channels. Before confirming, double-check the tenor, amount, and the rate shown on-screen ✅🙂

Via SC Mobile 🙂

1. Log in to SC Mobile.
2. Tap Discover (bottom navigation).
3. Select Deposits > Time Deposit.
4. Choose Singapore Dollar Time Deposit.
5. Follow the in-app steps to submit the placement ✅

Via Online Banking 😄

1. Log in and select Apply from the top menu.
2. Complete required authentication 🔐
3. Select the preferred Time Deposit account.
4. Enter placement details and submit ✅

Note: Menu labels and screen flow can change with app/web updates and account profiles 🙂

Reference placement visuals 🖼

Practical checklist before locking funds 🧾

• Confirm Fresh Funds eligibility (especially any withdrawals/re-deposits within 30 days) 🔎
• Confirm the exact segment tier and rate shown during placement 💹✅
• Match the 9-month tenor to cashflow needs to avoid early-withdrawal penalties ⚠️
• Keep placement confirmation, maturity date, and receipt details for records ✅
• Benchmark against other bank promos for a similar tenor before committing 🔻🙂

Where to verify official details 🔎

For the official campaign information and application start point, visit the official campaign page 🙂. For full eligibility rules, interest computation mechanics, and treatment for early withdrawal, read the terms and conditions (PDF) 📄

For broader benchmarking across local banks, refer to this Singapore deposit rate comparison guide and gauge competitiveness for the same 9-month window 🙂

Standard Chartered Bank (Singapore) Limited reserves the right to amend, suspend or withdraw the promotion at its discretion.

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