Standard Chartered S’pore 9-Month SGD Time Deposit Offers Up To 1.60% p.a. from 5 Jun 2026

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Standard Chartered Bank (Singapore) Limited has refreshed its Fresh Funds SGD Time Deposit promotion from 5 Jun 2026, giving eligible customers a straightforward way to lock in a fixed Singapore Dollar return over 9 months.

The highest promotional rate shown is 1.60% p.a., available to Priority Private customers. 💰

This offer may suit savers who have spare cash set aside and prefer a predictable deposit return rather than exposure to market movements. The structure is simple: place eligible Fresh Funds, keep the amount in the time deposit until maturity, and earn the promotional interest rate confirmed during placement.

The latest headline rate is 0.20 percentage point higher than the 2 Jun update, which listed up to 1.40% p.a.. Among the recent 2026 Standard Chartered 9-month SGD time deposit updates checked, this is the strongest listed headline rate so far, following a March dip and early-June rebound. 📈

• Bank: Standard Chartered Bank (Singapore) Limited
• Product: Fresh Funds SGD Time Deposit
• Tenor: 9 months
• Minimum placement: S$25,000 in eligible Fresh Funds
• Eligible customer segments: Personal Banking, Priority Banking and Priority Private
• Placement channels: SC Mobile and Online Banking 📱💻
• Highest promotional rate: 1.60% p.a. for Priority Private customers

Standard Chartered Fresh Funds SGD Time Deposit rates

The promotion applies to a 9-month Singapore Dollar Time Deposit with a minimum placement of S$25,000. The term “up to” refers to the highest segment-based promotional rate shown below.

Estimated interest examples 🧮

For a simple reference, a S$25,000 placement for 9 months may earn about S$243.75 at 1.30% p.a., S$262.50 at 1.40% p.a., or S$300.00 at 1.60% p.a., before any applicable rounding and subject to the bank’s interest computation method. These examples use a simple annual-rate calculation for comparison only.

What counts as Fresh Funds? 🤔

Fresh Funds generally refer to funds that do not originate from any existing Standard Chartered account. They also must not be funds withdrawn and re-deposited within the last 30 days before the Time Deposit is opened.

In practical terms, qualifying funds are usually brought in from outside Standard Chartered, such as through a FAST transfer from another Singapore bank account. Where there have been recent withdrawals, internal transfers, or multiple fund movements, confirm eligibility before placing the deposit to avoid losing the promotional rate ⚠️.

Important things to note before placing funds ⚠️

• Funds should stay till maturity: The promotional return generally assumes the full deposit remains intact for the entire 9-month tenor ⏳
• Early withdrawal may affect returns: Premature uplift may result in reduced interest or forfeiture of promotional or preferential interest, depending on the applicable terms.
• Priority status must be maintained: Priority Banking and Priority Private preferential rates may require the customer to maintain the relevant status during the required period and up till maturity.
• Renewal may be at board rate: Any renewal upon maturity may follow Standard Chartered’s prevailing Singapore Dollar Time Deposit board rate for the same tenor, instead of the promotional rate.
• Customer segment matters: Personal Banking, Priority Banking and Priority Private customers receive different rates, so check the displayed rate before confirming placement.
• Deposit insurance applies within limits: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
• Liquidity matters: A time deposit is better suited for cash that is not needed during the lock-in period.
• Compare before committing: Review other 6-month, 9-month and 12-month fixed deposit options to decide whether this tenor fits current savings needs.

How to place the time deposit online 📱💻

After eligible Fresh Funds are credited into a Standard Chartered savings or current account, placement can be completed through SC Mobile or Online Banking. Before submission, review the placement amount, tenor, maturity date and promotional interest rate carefully.

Via SC Mobile

1. Log in to SC Mobile.
2. Tap Discover.
3. Select Deposits > Time Deposit.
4. Choose Singapore Dollar Time Deposit.
5. Follow the in-app instructions and submit the placement ✅

Via Online Banking

1. Log in to Online Banking and select Apply.
2. Complete the required authentication 🔐
3. Select the preferred Time Deposit account.
4. Enter the placement amount and required details.
5. Review the promotional rate and submit ✅

Note: Menu labels and screen flows may vary slightly depending on app version, web updates and account profile.

Checklist before proceeding 🧾

• Confirm that the placement amount qualifies as Fresh Funds.
• Check whether the applicable segment is Personal Banking, Priority Banking or Priority Private.
• Confirm the promotional rate displayed on SC Mobile or Online Banking before submission.
• Ensure the 9-month lock-in period matches upcoming cash needs.
• Save the placement confirmation and maturity details for records.
• Review early withdrawal terms before placing a large amount.

Where to check official details 🔎

For official campaign information and the application entry point, visit the official campaign page. For eligibility rules, interest computation details and early withdrawal treatment, read the terms and conditions (PDF). 📄

For broader comparison across local banks, check this Singapore deposit rate comparison guide to see how this 9-month option compares with other deposit choices.

For savers seeking a simple SGD deposit option, this 9-month Standard Chartered promotion offers a fixed-rate path with clear segment-based rates and a relatively accessible minimum placement of S$25,000. The key step is to confirm Fresh Funds eligibility and the exact rate shown before completing the placement. ✅

Standard Chartered Bank (Singapore) Limited may amend, suspend or withdraw the promotion at its discretion.

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