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SingFinance has refreshed its Daily Special Fixed Deposit Rates for personal Singapore Dollar fixed deposit accounts, with fresh-funds placements from 12 Jun 2026 offering up to 1.35% p.a.
The latest table gives savers a simple way to park spare SGD across short to medium tenors, with online placement starting from S$1,000 and over-the-counter placement starting from S$10,000.
The headline rate is now lower than the 1.50% p.a. Mother’s Day flash special from 6 May 2026 🔻, but the movement is not a straight all-tenor cut. Compared with the previous standard online table, the 1-month online tiers have improved, while the S$10,000 online 12-month rate has moved from 1.30% p.a. to 1.33% p.a. 💹. Looking across recent SingFinance updates, the current 1.35% p.a. headline is above the 1.25% p.a. level from 3 Mar 2026 and 1.30% p.a. from 7 Apr 2026, but below the 1.40% p.a. flash special from 30 Apr 2026 and the 1.50% p.a. Mother’s Day flash special.
Online placement rates 📱
Online placement can be started via the SingFinance Fixed Deposit (FD) Online page. Online fixed deposit placements must be funded from a GoSavers Account, which can be opened through the SIF Mobile app with Myinfo. Funds can then be transferred by FAST from participating banks 📲. For help, call SingFinance at +6564387060.
| Tenor | Minimum Deposit Amount | |
|---|---|---|
| S$1,000 | S$10,000 | |
| 1 month | 1.05% p.a. | 1.10% p.a. |
| 3 months | 1.25% p.a. | 1.30% p.a. |
| 6 months | 1.28% p.a. | 1.30% p.a. |
| 12 months | 1.30% p.a. | 1.33% p.a. |
| 18 months | 1.33% p.a. | 1.35% p.a. |
| 24 months | 1.35% p.a. | 1.35% p.a. |
Over-the-counter placement rates 🏦
For branch placements, the minimum deposit amount is S$10,000. The over-the-counter rates are listed below for easy comparison.
| Tenor | Minimum Deposit Amount |
|---|---|
| S$10,000 | |
| 1 month | 1.05% p.a. |
| 3 months | 1.25% p.a. |
| 6 months | 1.28% p.a. |
| 12 months | 1.30% p.a. |
| 18 months | 1.33% p.a. |
| 24 months | 1.35% p.a. |
Quick highlights 💡
- Highest promotional rate: Up to 1.35% p.a. for selected longer tenors.
- Lower online entry amount: Online placements start from S$1,000.
- Branch placement minimum: Over-the-counter placements require at least S$10,000.
- Best for: Savers who prefer predictable returns and can leave funds untouched until maturity.
Important notes before placing funds ⚠️
- Fresh funds only: Promotional rates apply to personal accounts and fresh funds. Check SingFinance’s definition of fresh funds before transferring money.
- Rates may change: Promotional fixed deposit rates may be revised or withdrawn without prior notice.
- Early withdrawal: Fixed deposits are generally intended to be held until maturity. If early withdrawal is allowed, it may result in no interest, recovery of interest already paid, replacement funding costs, early withdrawal fees or other charges.
- Interest payout: Interest is credited only on the maturity date at the contracted rate.
- Deposit insurance: Eligible Singapore Dollar deposits of non-bank depositors are insured up to S$100,000 in aggregate per depositor per Scheme member under the Deposit Insurance Scheme administered by SDIC 🛡️.
How to place a SingFinance fixed deposit ✅
Online placement is the lower-entry route for this promotion, with placements starting from S$1,000. The S$10,000 online tier pays a higher rate for selected tenors, including 1 month, 3 months, 12 months and 18 months.
For over-the-counter placement or in-person assistance, SingFinance branches are located at Robinson, Ang Mo Kio, Bedok and Jurong. Check the SingFinance branch locations page before heading down.
Before confirming a placement, review the fixed deposit and savings terms and conditions for details on maturity instructions, renewals, account requirements and early withdrawal treatment.
For a broader view of current options, compare this promotion with other Singapore fixed deposit and savings promotions to weigh the rate, tenor, minimum placement amount and account requirements.
Overall, this SingFinance refresh may suit savers who want a simple SGD fixed deposit option with a modest entry amount for online placement, while those placing larger sums can compare the best available tenor against alternative bank and finance company promotions before deciding 😊.
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