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Personal SGD Time Deposit Promotion Rates
The rates are indicative and applicable to personal customers only. Rates used at point of transaction may differ.
Rates as of 1 Jan 2024
| Amount | Tenor | Interest Rates (%p.a.) | |
|---|---|---|---|
| Over the Counter Placement | Via Mobile Banking Placement* | ||
| S$5,000 and above | 1 month | 2.85 | 2.90 |
| 3 months | 3.55 | 3.60 | |
| 6 months | 3.40 | 3.45 | |
| 9 months | 3.30 | 3.35 | |
| 12 months | 3.25 | 3.30 | |
| 18 months | 2.90 | 2.95 | |
| 24 months | 2.65 | 2.70 | |
*This promotional rate is only applicable to personal banking customers with placement via BOC Mobile Banking.
For more info, click here. Find your nearest branch here
Check out the best deposit rates here.
How to place a Bank of China Time Deposit via BOC Mobile App
(Information in this section is accurate as of Sept 2023)
You will need to open a BOC SuperSaver or BOC SmartSaver account together with a SGD Time deposit account to perform the time deposit placement over mobile banking. If you already have (or don’t have) an existing BOC SuperSaver or BOC SmartSaver, simply apply for the required accounts online here.
After the Time Deposit account is approved, you will notice that the interest rates shown when attempting to place a Time Deposit under Deposit Products are non-promotional rates. The promotional rates will be shown once you have (1) completed your tenor selection AND (2) keyed in your deposit amount.
For more info, click here. Find your nearest branch here
Check out the best deposit rates here.
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