(Updated Aug 2022) Earn up to 2.8% p.a.! Best Singapore Fixed/Time/etc Deposit Rates UPDATED 15 Aug 2022

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SINGPromos is now on Telegram

Deposits have a much lower risk as compared to other volatile products.

They offer a better peace of mind and a higher level of assurance that your money will always be there

Note: Terms & conditions apply for the following promotions. Be sure to read in detail before going in for it.

In a heavily summarised definition:

  • Fixed / Time deposits require you to place funds (usually fresh funds) in a account for a specified amount of time
  • Incremental balance promotions require you to increase your average balance of your account from a defined period with fresh funds.
  • Fresh funds refer to funds transferred from accounts outside the bank. Over-the-counter or machine cash deposits are usually fine too but do take note banks may charge for large cash deposits

New promotions are added to the bottom of the list

  1. CIMB: Earn up to 1.0% with FastSaver (from 1 Sep)
  2. CIMB: Earn up to 1.0% with StarSaver (from 1 Sep)
  3. ICBC: Earn up to 1.75% p.a. with Fixed Deposit Promotion from 29 June 2022
  4. RHB Bank is offering up to 2.25% p.a. fixed deposit promo from 4 July 2022
  5. Hong Leong Finance offering up to 2.43% p.a. with the latest fixed deposits promotion from 1 Aug
  6. Standard Chartered: Earn up to 1.50% p.a. when you deposit fresh funds into eSaver till 31 Aug
  7. Standard Chartered S’pore offering up to 2.2% p.a. with the latest SGD Time Deposit (Fixed Deposit) till 31 Aug
  8. Sing Investments & Finance offering up to 2.50% p.a. with latest fixed deposit promotion from 1 Aug
  9. Singapore Savings Bond (SSB): Earn up to 2.8% p.a. in the latest bond – Apply by 26 Aug *BEST*
  10. CIMB offers up to 2.25% p.a. with their latest fixed deposit promo till 31 Aug
  11. Maybank S’pore offering up to 0.80% p.a. when you deposit fresh funds till 30 Sep 2022
  12. CIMB S’pore offering up to 1.5% p.a. on incremental fresh funds for Starsaver accounts till 31 Aug
  13. Maybank S’pore offering up to 2.3% p.a. with their latest time deposit rates from 1 Aug 2022 (5 Aug – New rates)
  14. State Bank of India offering up to 2.57% p.a. with latest SGD Dollar Fixed Deposit promo (8 Aug – New rates) *Highest Non-SSB*
  15. OCBC S’pore offering up to 2.3% p.a. with the latest time deposit promo from 1 Aug 2022 (8 Aug – New rates)
  16. UOB offering up to 2.3% p.a. with the latest SGD fixed deposit offer till 31 Aug 2022
  17. RHB Bank is offering up to 2.4% p.a. fixed deposit promo from 12 Aug 2022
  18. Bank of China offers up to 2.45% p.a. with latest Time Deposit promotion from 15 Aug 2022 (15 Aug – New rates)

Last updated 15 Aug 2022. Click these links for latest Fixed Deposit or Time Deposit Promo

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