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(Updated Nov 2018) Earn up to 2.57% p.a.! Best Singapore Fixed/Time/etc Deposit Rate UPDATED 12 Nov 2018

1 Mar 2017 SGNewsMan Credit Cards, Prepaid Cards, Banks

Deposits have a much lower risk as compared to other volatile products. They offer a better peace of mind and a higher level of assurance that your money will always be there

Note: Terms & conditions apply for the following promotions. Be sure to read in detail before going in for it.

In a heavily summarised definition:

  • Fixed / Time deposits require you to place funds (usually fresh funds) in a account for a specified amount of time
  • Incremental balance promotions require you to increase your average balance of your account from a defined period with fresh funds.
  • Fresh funds refer to funds transferred from accounts outside the bank. Over-the-counter or machine cash deposits are usually fine too but do take note banks may charge for large cash deposits

Newer promotions are added to the bottom of the list

  1. Singapore Savings Bonds – Government Security; High p.a.; Min $500; Requires free CDP account; No penalty for early withdrawal; Interest payments every 6 months after issuance
  2. CIMB StarSaver Account 0.8% p.a. on the entire account balance (min $5,000 balance)
  3. CIMB FastSaver account 1.0% p.a. on first $50,000, 0.6% thereafter (min $1,000 balance)
  4. Maybank: Earn up to 1.55% p.a. when you deposit fresh funds from 1 Jul – 31 Dec
  5. Standard Chartered: Earn up to 1.80% p.a. when you deposit fresh funds into eSaver! From 1 Oct – 30 Nov
  6. CIMB Bank: Earn 1.50% to 1.90% p.a. with latest SGD fixed deposit promo! Valid till 30 Nov NEW
  7. Singapore Savings Bond (SSB): Earn up to 2.57% p.a. in the latest bond! Apply by 27 Nov NEW (BEST!)
  8. Maybank: Enjoy 1.88% p.a. on 12-month SGD Time Deposit from 19 Oct NEW
  9. OCBC: Earn up to 1.75% p.a. with 12/24 mths time deposit from 4 Nov 2018 NEW
  10. UOB: Earn 1.58% p.a. for 10-mth SGD fixed deposits! Ends 30 Nov 2018 NEW
  11. Standard Chartered: Earn up to 1.60% p.a. with 7-to-12-mth time deposits! Valid till 15 Nov 2018 NEW
  12. RHB: Earn up to 1.80% p.a. for 6/12-mth SGD fixed deposits till 30 Nov 2018 NEW
  13. Maybank: Earn 1.65% p.a. with the latest SGD Time Deposit promo! From 19 Oct 2018 NEW
  14. State Bank of India: Earn 1.60% p.a with 12-mth time deposits from 26 Oct – 31 Dec 2018 NEW

Last updated 12 Nov 2018. Click these links for latest Fixed Deposit or Time Deposit Promo

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