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Bank of China (BOC) Singapore: Updated Fixed Deposit (FD) Rates from 8 Sep 2025
Update 15 Sep: BOC Singapore Revises Fixed Deposit Promo Rates from 15 Sep 2025, Earn Up To 1.38% p.a.
Bank of China (BOC) Singapore has made a revision of its fixed deposit (FD) promo rates for retail customers, effective 8 Sep 2025. This adjustment comes shortly after the earlier promotional rates of up to 1.5% p.a., which were introduced on 1 Sep 2025.
📊 New Promotional FD Rates (Effective 8 Sep 2025)
The revised rates apply exclusively to new personal time deposit placements. Customers may choose from a range of tenors depending on their savings objectives. Importantly, mobile banking placements continue to offer higher returns compared to over-the-counter placements, rewarding digital-savvy customers.
| Currency | Tenor | Mobile Banking Promo Rates (New Placement) * | |
|---|---|---|---|
| Minimum Amount | Interest Rates (% p.a.) | ||
| SGD | 1 month | S$500 | 1.25 |
| 2 months | 1.25 | ||
| 3 months | 1.35 | ||
| 4 months | 1.35 | ||
| 5 months | 1.35 | ||
| 6 months | S$40,000 | 1.40 | |
| S$500 | 1.35 | ||
| 9 months | S$40,000 | 1.35 | |
| S$500 | 1.30 | ||
| 12 months | S$40,000 | 1.35 | |
| S$500 | 1.30 | ||
Note: All rates are indicative and subject to change without prior notice.
📌 Key Terms & Conditions
- Offer available to individual account holders only.
- BOC reserves the right to revise or withdraw these promotional rates without notice.
- Premature withdrawals may result in forfeiture of interest.
- Rates differ between mobile banking placements and branch placements.
📍 How to Apply & Find Out More
For the latest updates, visit the official BOC Singapore website.
If you prefer in-person banking, check the BOC branch locator for convenient branch locations across Singapore.
For comparisons across other banks’ FD rates in Singapore, click here.
✅ Conclusion
From 8 Sep 2025, BOC Singapore’s revised FD rates present a practical and low-risk savings option with returns of up to 1.4% p.a.. Mobile banking users stand to benefit the most, enjoying higher interest rates than branch placements. Savers should act quickly, as these indicative rates may change without prior notice, making this an attractive opportunity for those seeking stable returns.
Disclaimer: The above information is intended as a general guide and remains subject to confirmation by Bank of China (Singapore).
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