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From 1 September 2025, CIMB Bank Singapore has revised its promotional Fixed Deposit (FD) rates downwards
Update 5 Sep: CIMB Singapore cuts FD promo rates from 5 Sep 2025, now offers up to 1.35% p.a.
The new peak rate is 1.45% p.a., available exclusively to Preferred Banking customers making placements via online banking.
This revision comes shortly after the 25 August 2025 adjustment, when the bank offered a top rate of 1.55% p.a. With the latest update, rates across all tenors have been trimmed further.
📊 CIMB Fixed Deposit Rates (Effective 1 Sep 2025)
Rates apply only for online placements. A minimum placement of S$10,000 is required for both Personal Banking and Preferred Banking customers.
| TENOR | PERSONAL BANKING ONLINE PROMO INTEREST RATE (%P.A.) S$10,000 AND ABOVE | PREFERRED BANKING ONLINE PROMO INTEREST RATE (%P.A.) S$10,000 AND ABOVE |
|---|---|---|
| 3 Months | 1.40 | 1.45 |
| 6 Months | 1.40 | 1.45 |
| 9 Months | 1.15 | 1.20 |
| 12 Months | 1.15 | 1.20 |
The tiered offering ensures Preferred Banking clients consistently enjoy a slight advantage, rewarding deeper banking relationships.
📌 Eligibility & Application Process
- Open to new and existing CIMB customers in Singapore.
- Placements must be made via online banking.
- A minimum of S$10,000 is required.
- Review the official Fixed Deposit Promotion Terms & Conditions before applying.
💡 Alternative Option: Why Wait Fixed Deposit-I
For those who prefer returns upfront, CIMB also offers the Why Wait Fixed Deposit-I Account. This Shariah-compliant account provides immediate payout, although Preferred rates are not available for this option.
🔎 Compare Before You Commit
It is advisable for savers to compare CIMB’s FD promotions with those offered by other banks to ensure the best returns. A useful reference is the comprehensive deposit rate comparison guide.
For the most updated information, visit CIMB’s official Fixed Deposit page.
While CIMB’s revised FD promo rates from 1 September 2025 are slightly lower than before, they remain competitive for online placements, especially for Preferred Banking customers who enjoy the highest 1.45% p.a. rate. Those keen on locking in savings should weigh CIMB’s offering against other banks, while also considering alternatives like the Why Wait Fixed Deposit-I for different payout preferences.
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