Citibank New ~0.8% p.a. MaxiGain Savings Account From 24 Feb 2016

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Get up to 2%* p.a. on your savings with the new Citi MaxiGain Savings Account. It’s a simple and easy way to grow your money.

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Get the most out of your spend, protect your loved ones and grow your wealth. Plus, earn up to 2.5% p.a. more on your savings.

  • Earn Base Interest:
    • 80% of the 1-month Singapore Dollar Interbank Offer Rate (1-month SIBOR)
    • A base interest rate equivalent to 80% of the 1- month Singapore Dollar Singapore Interbank Offer Rate (“1-month SIBOR”) will be paid on the first S$150,000 in the daily balance of your MaxiGain account. For example, if 1 month SIBOR is 1% p.a., the Base Interest Rate shall be 0.8% p.a.
    • A Base Interest Rate of 0.05% p.a. shall apply to balances in your MaxiGain account in excess of S$150,000.
    • You need to maintain a daily end of day balance of at least $10,000 in your MaxiGain account to earn interest. Interest at the Base Interest Rate will accrue daily, if you maintain at least S$10,000 in your MaxiGain account, based on the daily end of day balance and will be paid on the last day of the month.
  • Earn Bonus Interest:
    • Bonus interest rate that steps up each month
    • Starting from 0.1% p.a. to a maximum of 1.2% p.a.


  • Individuals 18 years and above
  • Minimum initial deposit of S$10,000 from account opening
  • Singaporeans or foreigners.

Complimentary cash withdrawals from Citibank ATMs overseas (with no processing fee), instant fund transfers and more.

Have a Personal Banker take care of your financial needs when you have balances above S$50,000.

Other terms and conditions apply.

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