ICBC Singapore Latest Fixed Deposit Rates Offers Up to 2.3% p.a. as of 15 Apr 2025

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ICBC Singapore Updates Fixed Deposit Promotion

ICBC Singapore has released a revised fixed deposit (FD) promotion, now offering interest rates of up to 2.3% per annum (p.a.). The update reflects a downward adjustment from previous promotional rates in March 2025, aligning with shifting market conditions.

With this latest revision, ICBC Singapore continues to provide customers with flexible deposit options. Over-the-counter placements require a minimum deposit of S$20,000, while customers using E-banking enjoy a much lower entry barrier starting from S$500, making it accessible to a wider group of savers.

The bank also retains its customer-friendly early withdrawal policy. Depositors who opt to withdraw prematurely will still receive interest based on the current account rate, offering an added layer of financial reassurance in the event of unexpected cash needs. This approach balances yield and liquidity, catering to both cautious and growth-oriented savers.

While the rates mark a slight dip from the previous promotion on 19 Mar 2025, they remain competitive in today’s banking landscape. Savers are encouraged to evaluate the latest figures in light of their personal financial goals and risk tolerance.

ICBC Singapore Fixed Deposit Rates – Effective 15 Apr 2025

These promotional rates may appeal particularly to conservative investors or those looking for short-to-medium-term savings solutions. Customers are urged to act promptly, as fixed deposit offers are subject to change without prior notice.

For further information or to start a fixed deposit, customers may click here to visit the official ICBC Singapore website.

To explore and compare FD rates across banks and institutions in Singapore, head to our comprehensive comparison tool.

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