| Starts | 1 Jan 2026 (Thu) | Ends | 28 Feb 2026 (Sat) |
|---|---|---|---|
| Location | Maybank |
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Maybank Singapore Fresh Funds Top-up Promotion
Maybank Singapore’s Jan/Feb 2026 Fresh Funds Top-up Promotion gives savers a limited-time opportunity to earn up to 1.4% p.a. on eligible incremental balances. Running strictly from 1 Jan 2026 to 28 Feb 2026, this promotion is suitable for those looking to park fresh funds short term while enjoying enhanced interest rates.
Compared to the earlier Nov/Dec 2025 promo that offered up to 1.6% p.a., this round comes with slightly lower headline rates, but still remains competitive for low-risk cash placements.
Promotion highlights 🎉
- Maximum interest: Up to 1.4% p.a. on eligible incremental Average Daily Balance (ADB).
- Eligible accounts: iSAVvy Savings Account, iSAVvy Savings Account-i, Prestige Savings Account.
- Promotion period: 1 Jan 2026 – 28 Feb 2026.
- Fresh funds requirement: Funds must originate from outside Maybank; internal transfers and cheques drawn on Maybank accounts are excluded.
- Minimum Incremental ADB: S$10,000 (iSAVvy / iSAVvy-i) and S$20,000 (Prestige).
Understanding Incremental Average Daily Balance (ADB)
The Incremental ADB refers to the increase in the average daily balance during each applicable calendar month of the Promotion Period, compared against the average daily balance of the same account for December 2025. Only this incremental portion qualifies for bonus interest.
iSAVvy Savings Account & iSAVvy Savings Account-i rates
| Incremental ADB (S$) | Base Rate (% p.a.) | Bonus Rate (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 10,000 to < 50,000 | 0.40 | 0.80 | 1.20 |
| 50,000 to < 200,000 | 0.40 | 0.80 | 1.20 |
| 200,000 and above | 1.00 | 0.40 | 1.40 |
Prestige Savings Account rates
| Incremental ADB (S$) | Base Rate (% p.a.) | Bonus Rate (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 20,000 to < 200,000 | 0.40 | 0.80 | 1.20 |
| 200,000 and above | 1.00 | 0.40 | 1.40 |
Illustrative scenarios
- Illustration for Prestige Savings Account: 1.40% p.a. assumes Incremental Average Daily Balance of S$200,000 + 0.40% p.a. prevailing rate. The bonus rates will only apply to incremental Average Daily Balance of minimum S$20,000.
- Illustration for iSAVvy Savings Account and iSAVvy Savings Account-i: 1.40% p.a. assumes Incremental Average Daily Balance of S$200,000 + 0.40% p.a. prevailing rate. The bonus rates will only apply to incremental Average Daily Balance of minimum S$10,000.
Eligibility tips 💡
- Plan your transfers: Move fresh funds from other banks into Maybank as early as possible within Jan and Feb 2026 to maximise Average Daily Balance.
- Watch the baseline: December 2025 balances form the comparison base, so only amounts above this level qualify.
- Meet the minimums: Falling below the stated Incremental ADB thresholds means no bonus interest.
How to participate 📝
To take part, review the official Terms and Conditions (PDF), then top up eligible fresh funds into the qualifying account during 1 Jan 2026 to 28 Feb 2026 and maintain the balance to meet the Incremental ADB requirements.
Maybank Singapore’s Jan/Feb 2026 Fresh Funds Top-up Promotion offers up to 1.4% p.a. on eligible Incremental ADB for customers who can bring in qualifying fresh funds and maintain balances through the promo window. As always, the best outcome depends on how long the incremental funds stay in the account each calendar month.
For those comparing other cash options, alternative deposit deals are available here.
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