| Starts | 1 Nov 2025 (Sat) | Ends | 31 Dec 2025 (Wed) |
|---|---|---|---|
| Location | Maybank |
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Maybank Singapore Fresh Funds Top-up Promotion
Maybank Singapore’s Nov/Dec 2025 Fresh Funds Top-up Promotion lets savers earn up to 1.6% p.a. on eligible incremental deposits. Running from 1 Nov 2025 to 31 Dec 2025, this two-month window is designed for those parking fresh funds to boost short-term returns.
This round offers the same rates as Oct 2025’s promo, but now spans two months instead of one – giving more time to earn.
Promotion highlights 🎉
- Top rate: Up to 1.6% p.a. on eligible incremental balances.
- Eligible accounts: iSAVvy Savings Account, iSAVvy Savings Account-i, Prestige Savings Account.
- Promotion period: 1 Nov 2025 – 31 Dec 2025.
- Fresh funds only: Deposits must come from external sources; transfers within Maybank and cheques drawn on existing Maybank accounts are excluded.
- Minimum Incremental ADB: S$10,000 (iSAVvy / iSAVvy-i); S$20,000 (Prestige).
What is Incremental Average Daily Balance (ADB)?
Incremental ADB is the difference between your account’s average daily balance in the promotion month(s) (Nov/Dec 2025) and your average daily balance in Oct 2025. The bonus rate applies only to this incremental portion, not to your existing base balance.
Quick method: Baseline ADB (Oct 2025) → Compare with ADB in Nov and/or Dec 2025 → The positive difference is your eligible Incremental ADB.
iSAVvy Savings Account bonus rates
For iSAVvy Savings Account and iSAVvy Savings Account-i:
| Incremental Average Daily Balance (ADB) (S$) | Base Rates (% p.a.) | Bonus Rate on eligible Incremental ADB (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 10,000 to < 50,000 | 0.40 | 1.00 | 1.40 |
| 50,000 to < 200,000 | 0.40 | 1.00 | 1.40 |
| 200,000 and above | 1.00 | 0.60 | 1.60 |
Prestige Savings Account bonus rates
For Prestige Savings Account balances:
| Incremental Average Daily Balance (ADB) (S$) | Base Rates (% p.a.) | Bonus Rate on eligible Incremental ADB (% p.a.) | Total Rate (% p.a.) |
|---|---|---|---|
| 20,000 to < 200,000 | 0.40 | 1.00 | 1.40 |
| 200,000 and above | 1.00 | 0.60 | 1.60 |
Illustrative scenarios
- Illustration for Prestige Savings Account: 1.60% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.60% p.a. prevailing rate. The bonus rates will only apply to incremental Average Daily Balance of minimum S$20,000.
- Illustration for iSAVvy Savings Account and iSAVvy Savings Account-i: 1.60% p.a assumes Incremental Average Daily Balance of S$200,000 + 0.60% p.a. prevailing rate. The bonus rates will only apply to incremental Average Daily Balance of minimum S$10,000.
Eligibility & useful tips 💡
- Fresh funds only: Use external transfers (e.g. FAST/PayNow/TT) from other banks. Internal Maybank transfers or cheques issued from existing Maybank accounts don’t qualify.
- Keep funds early: Move funds in as early as possible in Nov/Dec to lift your ADB for more days.
- Mind the baseline: Your Oct 2025 ADB is the baseline; aim for a higher ADB in Nov/Dec 2025 to create eligible increment.
- Hit the minimums: Ensure the Incremental ADB meets S$10,000 (iSAVvy / iSAVvy-i) or S$20,000 (Prestige).
How to apply 📝
Read the official Terms and Conditions (PDF), then apply here. Prefer to compare options? Explore alternatives here. 🙂
Conclusion
The Nov/Dec 2025 run remains a solid short-term parking spot for fresh funds with rates up to 1.6% p.a.. With a longer runway from 1 Nov 2025 to 31 Dec 2025, savers in Singapore who can maintain higher ADBs should find this campaign handy for squeezing extra yield before the year closes. If it fits one’s liquidity needs and risk profile, it’s worth a look – just remember the fresh-funds and minimum increment rules. 🚀
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