OCBC Bank Singapore Fixed Deposit Promo Rates Up To 1.2% p.a. as of 16 Jan 2026

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OCBC Bank Singapore’s promotional fixed deposit offering

OCBC Bank Singapore is offering updated promotional fixed deposit rates, allowing customers to lock in stable and predictable returns. Depending on the selected tenor and placement channel, interest rates can reach up to 1.2% p.a., available via both branch and online applications.

Key Placement Information

  • Minimum placement: S$20,000
  • Maximum placement: S$5,000,000 for branch placements; S$999,999 for online placements
  • For larger placements (e.g., above S$1 million), customers can call +6563633333 (from overseas) or 18003633333 (within Singapore) or visit any OCBC branch.
  • Important: This promotion is not applicable to Supplementary Retirement Scheme (SRS) funds

Promotional Fixed Deposit Rates as of 16 Jan 2026

The following table outlines the prevailing promotional rates by placement method:

CurrencyTenure (months)Placement typePromotional interest rate (p.a.)Minimum amountApplication channel
Singapore Dollar9Branch1.10%S$20,000Any OCBC Branch
121.15%
Singapore Dollar9Online1.15%S$20,000Internet Banking
121.2%

Application Options

  1. Online: Customers may apply via the OCBC Fixed Deposit Account portal.
  2. In person: Visit any OCBC branch to complete the placement with assistance from bank staff.

Those who wish to compare alternatives may refer to this comparison guide for a broader view of fixed deposit promotions

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