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RHB Bank Singapore has updated its promotional SGD fixed deposit rates from 25 Jun 2026, offering savers a simple way to lock in a fixed return for short to medium tenors 🔒.
The promotion is suitable for spare cash that can be set aside without affecting day-to-day spending, emergency funds or near-term payment needs.
The latest board offers up to 1.55% p.a. with a minimum placement of S$20,000. Available tenors are 3 months, 6 months and 12 months, with RHB Premier Banking customers receiving a higher rate than Personal Banking customers across all listed tenors.
Compared with the earlier 31 Mar 2026 promotion, the 6-month and 12-month rates are each 0.05 percentage point higher.
RHB Singapore promotional fixed deposit rates 📊
The highest rate in this promotion is 1.55% p.a., available for eligible Premier Banking customers placing funds for either 6 months or 12 months.
| Tenor | Personal Banking rate (p.a.) | Premier Banking rate (p.a.) | Minimum placement |
|---|---|---|---|
| 3 months | 1.30% | 1.40% | S$20,000 |
| 6 months | 1.45% | 1.55% | S$20,000 |
| 12 months | 1.45% | 1.55% | S$20,000 |
Who may find this useful 🧭
This fixed deposit structure may appeal to savers who prefer predictable interest over market-linked returns. It can be useful for setting aside funds for planned expenses such as school fees, renovation payments, future travel, insurance premiums or general cash management.
For better liquidity, consider splitting available cash instead of placing everything into a single maturity date. An FD ladder, where different portions mature at different times, can help balance certainty, flexibility and the chance to review rates later 🔁.
Important points before placing funds 📝
- Minimum placement: S$20,000 applies to each listed promotional tenor.
- Customer tier matters: Premier Banking customers receive a 0.10 percentage point uplift over Personal Banking rates for the same tenor.
- Rates can change: Promotional fixed deposit rates may be revised or withdrawn without prior notice, so check the latest board before confirming placement.
- Eligible auto-renewals: Where auto-renewal instructions apply, the prevailing promotional rate for the relevant Personal or Premier customer segment will be applied automatically on the renewal date.
- Early withdrawal: RHB notes that there is no premature penalty fee for SGD Fixed Deposits. Interest treatment for early withdrawal remains subject to the bank’s terms and conditions.
- FD advice printing: A S$5 charge per print applies if a printed FD advice is needed.
- Maturity instructions: Review whether funds will be renewed, credited to a linked account or handled under existing instructions when the deposit matures.
Read the full Terms and Conditions (PDF) before committing funds.
How to place through RHB Mobile SG 📱
- New-to-bank customers: Open an RHB current or savings account through RHB Mobile SG, fund the account, then place an eligible promotional fixed deposit.
- Existing customers: Log in to RHB Mobile SG, review the available fixed deposit offers, then place or renew eligible deposits in-app.
Need help or prefer branch assistance? RHB Singapore branches include Cecil Branch & Premier Centre at RHB Bank Building Level 1, Orchard Premier Centre at Orchard Shopping Centre Level 2, Parkway Branch & Premier Centre at Parkway Parade #B1-83A/83B, and Jurong East Branch at #01-257. Check the RHB Singapore branch locator before heading down, or call the Customer Contact Centre at 1800 323 0100.
Premier Banking eligibility 🏦
RHB Premier requires a Total Relationship Balance (TRB) of S$200,000. TRB includes eligible individual deposits, investments and/or investment products. Anyone aiming for Premier rates should confirm eligibility before placement, especially where balances are close to the qualifying threshold.
Compare before locking in cash 🔎
Fixed deposits are most useful when the funds can remain untouched until maturity. Before placing, compare tenor, rate, minimum deposit size and liquidity needs. For wider market context, check the Singapore fixed deposit rate guide.
For the full campaign mechanics, eligibility criteria, exclusions and updates, visit the official RHB promotional page.
Overall, this RHB promotion gives savers a modest uplift on the 6-month and 12-month tenors, with the strongest rate reserved for Premier Banking customers. Matching the tenor to actual cash-flow needs remains the key step before locking in funds ✅.
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