RHB Bank S’pore Offers Up To 1.8% p.a. Fixed Deposit Promo Rates From 11 Sep 2026

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RHB Bank Singapore has refreshed its promotional SGD fixed deposit rates from 11 Sep 2026, with headline returns of up to 1.80% p.a.

The promotion is valid from 11 September 2026 and ends on a date to be determined by RHB at its discretion.

The minimum placement is S$20,000 for every listed promotional tenor. Placements cover 3-, 6- and 12-month tenors through RHB branches or RHB Mobile SG. Consider emergency funds, bills and other near-term cash needs before locking in a deposit.

💡 Fresh-funds point: No fresh-funds condition is specified in the campaign Terms and Conditions. The key funding requirement is that the placement must be fully funded and all required information, documents and checks must be completed within the promotion period.

⚠️ Top-rate condition: The 1.80% p.a. rate is for RHB Premier Banking customers on the 6- or 12-month tenor. Personal Banking tops out at 1.70% p.a. RHB Premier requires a Total Relationship Balance (TRB) of S$200,000.

RHB Singapore promotional fixed deposit rates 📊

Quick take 💡: The 6- and 12-month tenors currently carry the same annualised rate within each banking tier. The 6-month option reaches maturity sooner, while the 12-month option keeps the same promotional p.a. rate for a longer tenor.

Compared with the earlier 1 Aug 2026 promotion, the 3-month rates are unchanged. The 6- and 12-month rates are higher, while the current campaign publishes one promotional rate schedule instead of the earlier separate branch and mobile schedules.

Recent RHB trend 📈: The headline promotional rate has risen from 1.55% p.a. from 25 Jun 2026 to 1.75% p.a. from 1 Aug and now 1.80% p.a. from 11 Sep, a 0.25 percentage-point increase from late June.

Important points before placing funds 📝

• Who may qualify: The promotion applies to new and existing individual customers with Personal or Joint Accounts who make eligible SGD Fixed Deposit placements into an RHB Singapore Dollar Fixed Deposit Account. Only accounts approved by RHB qualify for the promotional rates.
• Account status: The account must remain in good standing and be conducted in a proper and satisfactory manner throughout its tenor.
• Minimum placement: Each eligible placement must be at least S$20,000 in a single placement. Multiple eligible placements are allowed.
• Funding and checks: The eligible account must be fully funded, required information and documents must be supplied, and RHB’s checks must be completed within the promotion period. RHB may reject or cancel placements where these requirements are not met.
• Customer tier matters: Premier Banking rates are 0.10 percentage point above Personal Banking rates for every listed tenor.
• Rates can change: Promotional rates and tenors may be changed, withdrawn or discontinued at RHB’s discretion without prior notice.
• Early withdrawal: RHB lists no premature penalty fee for an SGD Fixed Deposit, but no interest is payable when a placement is withdrawn before maturity.
• At maturity: Unless different instructions have been given, principal and interest are renewed at the prevailing promotional rate, where available, or the applicable board rate for the relevant tenor, currency and amount.
• Other promotions: The offer cannot be combined with other privileges or promotions unless RHB specifies otherwise.
• FD advice printing: A S$5 charge applies for each printed FD advice requested.

Read the full Terms and Conditions (PDF) before committing funds.

How to place through RHB Mobile SG 📱

1. New-to-bank customers: Open an RHB current or savings account through RHB Mobile SG, complete account approval, fund the account and make a new eligible promotional fixed deposit placement.
2. Existing customers: Log in to RHB Mobile SG, review the available promotional rates and make a new eligible fixed deposit placement.
3. Eligible renewals: Existing SGD RHB fixed deposits with maturity dates falling within the promotion period qualify as eligible renewals. Where auto-renewal instructions are already in place, the prevailing Personal or Premier promotional rate is applied automatically on the renewal date.

Prefer branch assistance? Branch options include Cecil Branch & Premier Centre at 90 Cecil Street, RHB Bank Building Level 1; Orchard Premier Centre at 321 Orchard Road, Orchard Shopping Centre Level 2; Parkway Branch & Premier Centre at Parkway Parade #B1-83A/83B; and Jurong East Branch at 131 Jurong Gateway Road #01-257. Check the RHB Singapore branch locator before heading down.

Premier Banking eligibility 🏦

RHB Premier requires a Total Relationship Balance (TRB) of S$200,000. TRB comprises the aggregate value of individual savings accounts, current accounts, fixed deposits, investments and/or investment products. Confirm Premier eligibility before placement when balances are close to the qualifying threshold, as the applicable customer tier affects the promotional rate.

Compare before locking in cash 🔎

Compare the tenor, promotional rate, minimum deposit, placement channel and access to cash before proceeding. Shorter tenors provide earlier access at maturity, while the 6- and 12-month options currently offer the highest listed rates. For wider market context, check the Singapore fixed deposit rate guide.

With the 6- and 12-month tenors carrying the same headline p.a. rate, compare liquidity needs and maturity timing before committing funds. Review the latest RHB rate page and Terms and Conditions immediately before placement, as promotional rates can change without prior notice.

For campaign mechanics, eligibility criteria, exclusions and rate updates, visit the official RHB promotional page.

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