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RHB Bank Singapore has refreshed its promotional SGD fixed deposit rates from 1 Aug 2026, offering promotional rates of up to 1.75% p.a.
The minimum placement is S$20,000 for every listed promotional tenor.
The offer covers 3-, 6- and 12-month placements through RHB branches or RHB Mobile SG. Consider expected cash-flow needs before locking in funds, especially when the money may be required for emergencies, bills or other near-term commitments.
Compared with the earlier 25 Jun 2026 promotion, the 3-month Personal and Premier rates are unchanged. Branch rates are 0.15 percentage point higher at 6 months and 0.20 percentage point higher at 12 months. Mobile rates are 0.05 percentage point higher at 6 months and 0.10 percentage point higher at 12 months. The highest listed rate has consequently risen from 1.55% p.a. to 1.75% p.a. 📈
RHB Singapore promotional fixed deposit rates 📊
Branch placement currently offers the strongest rates. The top Personal Banking rate is 1.65% p.a., while the top Premier Banking rate is 1.75% p.a.. Mobile rates match branch rates for the 3-month tenor, while branch rates are 0.10 percentage point higher for the 6- and 12-month tenors.
Branch Placement
| Tenure | Personal Banking (p.a.) | Premier Banking (p.a.) | Minimum Placement (S$) |
|---|---|---|---|
| 3-month | 1.30% | 1.40% | 20,000 |
| 6-month | 1.60% | 1.70% | 20,000 |
| 12-month | 1.65% | 1.75% | 20,000 |
Mobile Banking
| Tenure | Personal Banking (p.a.) | Premier Banking (p.a.) | Minimum Placement (S$) |
|---|---|---|---|
| 3-month | 1.30% | 1.40% | 20,000 |
| 6-month | 1.50% | 1.60% | 20,000 |
| 12-month | 1.55% | 1.65% | 20,000 |
Important points before placing funds 📝
- Who may qualify: The promotion is open to new and existing individual customers holding eligible Personal or Joint Accounts. Account approval and the bank’s prevailing eligibility checks apply.
- Minimum placement: Each branch or mobile banking placement must be at least S$20,000. Multiple eligible placements are allowed.
- Funding and checks: The eligible account must be fully funded, all required information and documents must be supplied, and the bank’s checks must be completed within the promotion period. RHB may reject or cancel placements where these requirements are not met.
- Customer tier matters: Premier Banking rates are 0.10 percentage point above Personal Banking rates for every listed tenor.
- Placement channel matters: Branch rates are higher than mobile rates for the 6- and 12-month tenors, while the 3-month rates are identical.
- Rates can change: Promotional rates and tenors may be changed, withdrawn or discontinued at RHB’s discretion without prior notice.
- Eligible mobile renewals: Mobile Banking Promotion Rates apply only to existing SGD RHB fixed deposits originally placed through mobile banking, maturing during the promotion period and carrying auto-renewal instructions. Deposits without auto-renewal instructions are not Eligible Renewals.
- Early withdrawal: RHB lists no premature penalty fee for an SGD Fixed Deposit. However, no interest will be payable when a placement is withdrawn before maturity.
- At maturity: Unless different instructions have been given, the principal and interest will be renewed at the prevailing promotional rate, where available, or the applicable board rate.
- Other promotions: The offer cannot be combined with other privileges or promotions unless RHB specifies otherwise.
- FD advice printing: A S$5 charge applies for each printed FD advice requested.
Read the full Terms and Conditions (PDF) before committing funds.
How to place through RHB Mobile SG 📱
- New-to-bank customers: Open an RHB current or savings account through RHB Mobile SG, complete the account approval process, fund the account and make a new eligible promotional fixed deposit placement.
- Existing customers: Log in to RHB Mobile SG, review the available promotional rates and make a new eligible fixed deposit placement.
- Automatic renewals: Existing mobile-banking fixed deposits are eligible for promotional renewal rates only when they mature during the promotion period and already carry auto-renewal instructions.
Prefer branch assistance? The four physical locations highlighted for this promotion are Cecil Branch & Premier Centre at 90 Cecil Street, RHB Bank Building Level 1; Orchard Premier Centre at 321 Orchard Road, Orchard Shopping Centre Level 2; Parkway Branch & Premier Centre at Parkway Parade #B1-83A/83B; and Jurong East Branch at 131 Jurong Gateway Road #01-257. Check the RHB Singapore branch locator before heading down, or call the Customer Contact Centre at 1800 323 0100.
Premier Banking eligibility 🏦
RHB Premier requires a Total Relationship Balance (TRB) of S$200,000 with RHB. TRB comprises the aggregate value of individual savings accounts, current accounts, fixed deposits, investments and/or investment products. Confirm Premier eligibility before placement when balances are close to the qualifying threshold, as the applicable customer tier affects the promotional rate.
Compare before locking in cash 🔎
Compare the tenor, promotional rate, minimum deposit, placement channel and access to cash before proceeding. Shorter tenors offer earlier access to funds, while longer tenors currently provide higher rates. For wider market context, check the Singapore fixed deposit rate guide.
For campaign mechanics, eligibility criteria, exclusions and rate updates, visit the official RHB promotional page.
With the highest listed promotional rate attached to a 12-month Premier Banking branch placement, the promotion may suit cash that can remain untouched for the full tenor. Review liquidity needs, customer tier and placement channel carefully before locking in S$20,000 or more ✅.
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