 We are now on Telegram. Click to join |
SingFinance’s 61st National Day Fixed Deposit promotion offers 1.55% p.a. across 6-, 12- and 18-month tenors from 1 August 2026.
A minimum fresh-funds placement of S$61,000 applies to eligible FD Online and over-the-counter placements.
SingFinance 61st National Day FD rates
| Minimum deposit | Tenor | ||
|---|---|---|---|
| 6 months | 12 months | 18 months | |
| S$61,000 | 1.55% p.a. | 1.55% p.a. | 1.55% p.a. |
With the same promotional rate available for all three tenors, the main decision is how long the funds can remain locked in. A shorter tenor provides earlier access at maturity, while a longer tenor keeps the placement committed for a longer period. Review cash-flow needs before selecting a term. 💰
How to place the fixed deposit
Choose either FD Online or an over-the-counter placement at a SingFinance branch. All placements must use fresh funds.
- FD Online: Review the official SingFinance FD Online information. Placements must be funded with fresh funds from a GoSavers, Savings or Corporate Current account.
- New retail customers: Download the SIF Mobile App through the official SIF Mobile page, open a GoSavers account using MyInfo with Singpass, wait for account activation and transfer the required fresh funds.
- Existing customers: Transfer fresh funds into the relevant SingFinance account, log in to SIF Mobile, select the fixed deposit account number and choose “Place New FD Online”.
- Funding by FAST: Funds may be transferred from participating banks and non-financial institutions. More information is available on the SingFinance FAST information page.
- Over-the-counter placement: Bring the original NRIC and placement funds to any SingFinance branch for assistance.
For branch placement or in-person assistance, SingFinance has four locations: Robinson at 96 Robinson Road, #01-01 SIF Building; Ang Mo Kio at Block 715 Ang Mo Kio Avenue 6, #01-4006; Bedok at Block 202 Bedok North Street 1, #01-479/481; and Jurong at Block 131 Jurong Gateway Road, #01-255. Check the SingFinance branch locations page before travelling. 📍
Important conditions to review
- Minimum promotional placement: S$61,000 in fresh funds.
- Fresh funds are required for both FD Online and over-the-counter promotional placements.
- The promotional interest rate may change without prior notice.
- Terms and conditions apply.
Before confirming a placement, review the fixed deposit and savings terms and conditions. Automatic renewals will be made at the prevailing board rate rather than the original promotional rate. SingFinance may permit an early withdrawal at its discretion, but this can involve no interest payment, recovery of interest already paid, replacement-funding costs, a levy or early-withdrawal fee, and other applicable costs. Check the maturity instructions and early-withdrawal provisions before completing the placement.
Compare before committing funds
Compare this deal with other Singapore fixed deposit and savings promotions. Consider the interest rate, minimum placement, tenor, funding method, liquidity needs and any account-opening requirements rather than looking at the headline rate alone. 🔎
For eligible fresh-funds placements of at least S$61,000, the 1.55% p.a. promotion offers the same rate across three tenors. Check the displayed rate, funding requirements and maturity instructions before confirming the placement, then select a tenor that suits the intended cash-flow timeline. ✅
A separate SingFinance Daily Special offer is also available: SingFinance fresh-funds fixed deposit rates of up to 1.35% p.a. from 12 June 2026. That rate schedule starts from S$1,000 for eligible online placements, while the 61st National Day offer covered here requires S$61,000 and pays 1.55% p.a. for 6, 12 or 18 months. Check the rate displayed during placement and the official SingFinance fixed deposit page, as published rates may change without notice.
Other fixed deposit offers: Compare the promotion with RHB Singapore fixed deposit rates of up to 1.75% p.a. from S$20,000 and CIMB Singapore fixed deposit rates of up to 1.60% p.a. from S$10,000. The highest competing rates may require a particular customer tier, tenor or placement channel, so compare like-for-like eligibility and liquidity conditions rather than headline rates alone.
Leave a Reply