 We are now on Telegram. Click to join |
SingFinance (Sing Investments & Finance Limited) has revised its Singapore Dollar Fixed Deposit (FD) promotional rates, offering returns of up to 1.3% p.a. 🎉
This follows a previous update on 23 September 2025, when the highest rate stood at 1.2% p.a. Savers looking for secure, short-term growth may find these latest rates especially appealing amidst a stabilising interest rate environment in Singapore.
💻 Online Fixed Deposit Promotions
Digital banking enthusiasts can enjoy convenient placement and management of their deposits through SingFinance’s online platform. The latest online FD rates from 4 November 2025 are summarised below:
| Tenor | Minimum Deposit Amount | |
|---|---|---|
| $1,000 | $10,000 | |
| 1 month | 1.20% p.a. | 1.30% p.a. |
| 3 months | 1.15% p.a. | 1.20% p.a. |
| 6 months | 1.15% p.a. | 1.20% p.a. |
| 12 months | 1.10% p.a. | 1.15% p.a. |
With an accessible minimum deposit of $1,000, this promotion suits young professionals, first-time savers, and anyone seeking low-risk returns. Deposits of $10,000 or more enjoy slightly higher rates, rewarding consistent saving behaviour.
🏦 Branch-Based Fixed Deposit Offers
Prefer in-person banking? Savers can visit any SingFinance branch for hands-on service and personal guidance. The updated branch-based FD rates effective 4 November 2025 are as follows:
| Tenor | Minimum Deposit Amount |
|---|---|
| $10,000 | |
| 1 month | 1.30% p.a. |
| 3 months | 1.20% p.a. |
| 6 months | 1.20% p.a. |
| 12 months | 1.15% p.a. |
This option appeals to individuals who prefer personal interaction, especially retirees or long-time clients who value relationship banking and professional advice.
📋 Key Notes & Considerations
- Applies to personal accounts and fresh funds only.
- Rates are subject to change based on prevailing market conditions.
- Customers should review the full terms and conditions before placement.
- Interest is paid upon maturity; early withdrawal may lead to reduced returns.
- Eligible SGD deposits of non-bank depositors are insured up to S$100,000 per depositor per Scheme member under the Deposit Insurance (DI) Scheme administered by SDIC
📝 How to Apply
Applicants can conveniently apply via the SingFinance Fixed Deposit page or locate their nearest branch through the branch locator. To compare rates across banks, check out this comprehensive guide to Singapore’s FD promotions.
💡 Conclusion
SingFinance’s latest fixed deposit promotions offer a steady, low-risk avenue for Singaporeans to grow their savings. With flexible tenors, both digital and in-branch options, and a competitive maximum rate of 1.3% p.a., it remains an attractive choice for conservative investors seeking dependable returns in 2025.
Whether one prefers convenience online or personalised service in-branch, SingFinance continues to balance accessibility, reliability, and value for money for its customers. 💰🇸🇬
Leave a Reply