 We are now on Telegram. Click to join |
From 11 Sep 2025, SingFinance (Sing Investments & Finance Limited) has revised its Singapore Dollar Fixed Deposit (FD) rates, lowering the top return to 1.35% p.a. 📉
Update 24 Sep: SingFinance Fixed Deposit Promo Rates from 23 Sep 2025, Earn Up to 1.2% p.a.
This change follows closely after the earlier revision on 2 Sep 2025, which had temporarily offered rates of up to 1.4% p.a.
💻 Online Fixed Deposit Rates
SingFinance continues to provide competitive online FD promotions tailored for both casual savers and more established depositors. The updated rates effective 11 Sep 2025 are as follows:
| Tenure | Minimum Deposit Amount | |
|---|---|---|
| $1,000 | $10,000 | |
| 3 months | 1.15% p.a. | 1.20% p.a. |
| 6 months | 1.30% p.a. | 1.35% p.a. |
| 12 months | 1.10% p.a. | 1.15% p.a. |
With a minimum deposit starting from just $1,000, the product is suitable for new savers, students, and young working professionals. Larger sums of $10,000 and above unlock slightly higher rates, rewarding disciplined savers.
🏦 Branch-Based Fixed Deposits
For those who prefer a face-to-face experience, SingFinance still offers in-branch FD placements. Customers who value personalised service and direct consultation can consider these updated options:
| Tenure | Minimum Deposit Amount |
|---|---|
| $10,000 | |
| 3 months | 1.15% p.a. |
| 6 months | 1.30% p.a. |
| 12 months | 1.10% p.a. |
This traditional route remains popular with individuals who want guidance from staff or feel more comfortable transacting at a physical branch.
📌 Key Notes & Considerations
- Applies to personal accounts and fresh funds only.
- Rates can change without prior notice depending on market conditions.
- Customers should read the full T&Cs before making any placements.
Find your nearest branch with the SingFinance branch locator, or open an account via their Fixed Deposit page. You can also compare rates across banks through this comprehensive FD guide.
The latest adjustment underscores a cautious rate environment, with SingFinance scaling back its top FD returns to 1.35% p.a. While conservative, the rates still provide stability for savers seeking guaranteed returns. Those looking to optimise their savings may want to secure these rates early, while also monitoring the wider banking market for better opportunities. 💡
Leave a Reply