SingFinance Revises Fixed Deposit Rates, Now Offering Up to 1.95% p.a. from 13 June 2025

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Update 24 Jun: SingFinance Revises Fixed Deposit Rates, Now Offering Up to 1.85% p.a. from 24 Jun

From 13 June 2025, SingFinance has revised its Singapore Dollar Fixed Deposit (FD) rates, now offering up to 1.95% p.a.. This move reflects a downward adjustment from their previous rates effective 29 April 2025, aligning with broader market trends.

Despite the reduction, SingFinance continues to present a strong value proposition for individuals looking to securely grow their wealth through fixed deposits, whether online or over the counter.

Revised Online Fixed Deposit Placement Rates

Customers opting for online FD placements can enjoy the following tiered rates based on the amount deposited:

TenorMinimum Deposit Amount
$1,000$10,000
3 months1.90% p.a.1.95% p.a.
6 months1.85% p.a.1.90% p.a.
12 months1.75% p.a.1.80% p.a.

These rates are applicable for fresh funds only and designed to accommodate varying deposit levels, encouraging savers to make the most of even small contributions.

Revised

Over-the-Counter Fixed Deposit Rates

For those who prefer face-to-face banking, SingFinance maintains attractive counter rates for personal fixed deposit accounts starting from $10,000:

TenureMinimum Deposit Amount
$10,000
3 months1.90% p.a.
6 months1.85% p.a.
12 months1.75% p.a.

These over-the-counter offerings provide additional flexibility for those who wish to conduct their transactions in person at any SingFinance branch.

Important Notes: Interest rates are subject to change without prior notice. All rates apply only to personal accounts with fresh funds. Usual terms and conditions apply.

To find a branch near you, visit the SingFinance branch locations page. For more details on fixed deposit options and the latest promotional rates, click here. Compare with other best fixed deposit deals available here.

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