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• 8% cashback on groceries and petrol worldwide
• 6% cashback on dining worldwide
• Up to 20.88% fuel savings at Esso and Shell
• 0.25% cashback on all other retail spend
• Min. S$800 spend per month required
• Capped at S$80 cashback combined across all retail spend per statement month
• Up to S$1 million complimentary travel insurance coverage when you charge travel tickets to card

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• 1.6% unlimited cashback on all eligible retail spend
• No min. spend
• No cashback cap
• Instant cashback redemption via SMS or banking app
• Up to S$1 million complimentary travel insurance coverage when you charge travel tickets to card

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• 10X Citi ThankYou Points / 4 mpd on in-store shopping, online shopping, online grocery, food delivery, ride-hailing, and more (excluding mobile wallet and travel-related transactions)
• 1X Citi ThankYou Point / 0.4 mpd on all other spend
• Up to S$1 million complimentary travel insurance coverage when you charge travel tickets to card
• 1-year annual fee waiver

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• 1,2 mpd on local spend
• 2 mpd on foreign spend
• Additional 2 mpd on qualifying foreign spend between 1 Nov to 31 Dec 2023
• 10 mpd on eligible Kaligo bookings
• Up to 7 mpd on eligible hotel bookings via Agoda
• 2 complimentary airport lounge visits per year
• Citi Miles never expire
• Up to S$1 million complimentary travel insurance coverage when you charge travel tickets to card

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• 5% cashback on dining worldwide and online food delivery
• 6% cashback on all petrol
• 3% cashback on all groceries, land transport (including SimplyGo), pharmacies, streaming services, electric vehicle charging stations, and utilities
• 0.25% cashback on all other spend
• Min. S$800 spend, capped at S$80 cashback per calendar month, or
• Min. S$1,600 spend, capped at S$160 cashback per calendar month
• 2-year annual fee waiver

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• 50 OCBC$ per S$5 spend / 4 mpd on eligible online and retail purchases
• 5 OCBC$ per S$5 spend / 0.4 mpd on all other spend
• Additional 2% cash rebate at BEST Denki
• Complimentary e-Commerce protection
• Capped at 10,000 bonus OCBC$ per calendar month, up to a maximum bonus 120,000 OCBC$ per year
• 2-year annual fee with min. S$10,000 eligible card spend per year

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• 1.3 mpd on local spend
• 2.1 mpd on foreign spend
• Up to 7 mpd on Agoda bookings
• 90°N Miles never expire
• 1-year annual fee waiver

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• 1.6% unlimited cashback on all eligible spend
• Bonus 0.2% cashback for new-to-OCBC cardmembers
• No min. spend
• No cashback cap
• Cashback automatically credited to card account
• 1-year annual fee waiver

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• 1.5% unlimited cashback on all eligible spend
• No min. spend
• No cashback cap
• 2-year annual fee waiver