| Starts | 1 Aug 2025 (Fri) | Ends | 30 Sep 2025 (Tue) |
|---|---|---|---|
| Location | Standard Chartered |
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Standard Chartered Rolls Out Elevated e$aver Promo Offering Up to 2.2% p.a. for Fresh Deposits
Between 1 August 2025 (Friday) and 30 September 2025 (Tuesday), Standard Chartered is offering a compelling promotion for its e$aver account holders. Customers can enjoy attractive interest rates of up to 2.20% p.a. on their incremental fresh funds – defined as new deposits not withdrawn and re-deposited within 30 days prior – without any lock-in period or complicated tiering systems.
This offer is applicable on eligible incremental balances of up to S$2 million when compared against the average daily balance in July 2025.
🎯 Targeted Benefits for Wealth Segment
Standard Chartered distinguishes between customers with and without wealth holdings – providing more lucrative returns for those in the former category.
- Wealth-holding customers (those who own qualifying investments or insurance products) are eligible for the full 2.2% p.a. on incremental fresh funds.
- Non-wealth customers can still tap into a highly competitive 1.8% p.a..
📊 Full Interest Rate Table
The following breakdown illustrates the structure of the promotional interest rates:
| Prevailing Interest Rate on Deposit Balance | Bonus Interest Rate on eligible Incremental Balance | Total Interest Rate on eligible Incremental Balance | |
|---|---|---|---|
| Wealth-holding Customers^ | 0.05% p.a. | 2.15% p.a. | 2.2% p.a. |
| Non-Wealth Customers^ | 0.05% p.a. | 1.75% p.a. | 1.8% p.a. |
^Customers with wealth holdings are those who maintain qualifying investment or insurance products purchased through Standard Chartered by the end of each calendar month during the promotion window.
🧾 What Qualifies as “Fresh Funds”?
“Fresh funds” are defined as monies that originate from outside of Standard Chartered, i.e., deposits that have not previously existed in any SCB account, and which have not been withdrawn and re-deposited within 30 days before the promotional period commenced. This ensures that only genuinely new inflows are rewarded with the promotional rates.
📌 Eligibility and Requirements
To participate in this limited-time offer, customers must:
- Hold an eligible e$aver account with Standard Chartered Singapore
- Deposit incremental fresh funds between 1 August and 30 September 2025
- Maintain wealth holdings by month-end (to enjoy higher rates, if applicable)
There is no minimum lock-in duration or early withdrawal penalty, offering flexibility for account holders.
🔗 Learn More and Compare Options
- Promotion Terms and Conditions (PDF)
- Official Standard Chartered e$aver Page
- Compare this with other deposit opportunities in Singapore here.
💡 Final Thoughts
This elevated interest promotion from Standard Chartered offers a low-risk, short-term opportunity to optimise idle cash – especially appealing to customers seeking flexibility without sacrificing returns. By segmenting offers based on wealth holdings and eliminating lock-in periods, it presents a modern, attractive proposition in a competitive savings landscape. Customers should evaluate their eligibility and capitalise on the bonus while it lasts.
Promotion valid from 1 August 2025 (Friday) through 30 September 2025 (Tuesday).
Terms and conditions apply.
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