(EXPIRED) Standard Chartered SG 6-Month Time Deposit at Up to 1.45% p.a. from 10 Feb 2026

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Standard Chartered Bank (Singapore) Limited has refreshed its SGD Time Deposit promotion for customers seeking a fixed, upfront return on Fresh Funds (in SGD)

Update 20 Feb: Standard Chartered S’pore up to 1.35% p.a. 6-Month Time Deposit Promo Rates from 20 Feb 2026

From 10 Feb 2026, eligible placements can earn up to 1.45% p.a. on a 6-month tenor. Compared with the previous 28 Jan update, promotional rates have stepped down ⏬, so rate-checking before placement remains important.

For customers who prefer certainty over chasing frequently changing savings rates, this structure offers a clear maturity timeline and known headline return 👍

At a glance

• Customers placing at least S$25,000 in Fresh Funds (in SGD)
• Funds that can be set aside for 6 months without day-to-day usage pressure
• Customers under Personal Banking, Priority Banking, or Priority Private (segment-based rates apply)

Promotional rates (Fresh Funds in SGD) 💰

Minimum qualifying placement is S$25,000 into a 6-month SGD Time Deposit. The “up to” rate refers to the highest eligible segment tier.

Important: Promotional rates generally require holding the placement until maturity. Early withdrawal may lead to reduced or zero interest based on prevailing bank policy, so reviewing terms in full is essential Standard Chartered Singapore Dollar Time Deposit February 2026 Fresh Funds Promotion Terms and Conditions apply. (PDF)

What counts as “Fresh Funds”? 🤔

For this campaign, Fresh Funds are funds that do not originate from any existing Standard Chartered account and are not funds withdrawn and re-deposited within the last 30 days before opening the Time Deposit.

In practical terms, qualifying inflows are typically funds transferred in from outside Standard Chartered (for example, another local bank account) 😉. Where fund movements are complex, strict reliance on T&Cs is recommended to avoid non-promotional treatment.

How to place the deposit digitally 📱💻

After crediting Fresh Funds into an eligible Standard Chartered deposit account, placement can be completed via digital channels. Before final confirmation, check tenor, placement amount, and displayed rate details ✅

Via SC Mobile 🙂

1. Log in to SC Mobile.
2. Tap Discover (bottom navigation).
3. Select Deposits > Time Deposit.
4. Choose Singapore Dollar Time Deposit.
5. Complete the in-app placement steps.

Via Online Banking 😄

1. Log in and select Apply from the top menu.
2. Complete required authentication.
3. Select the preferred Time Deposit account.
4. Enter placement details and submit.

Note: Menu labels and flow screens may vary by account profile and app/web updates 🙂

Reference placement visuals:

Practical checklist before placing funds 🧾

• Confirm Fresh Funds eligibility window (especially recent withdrawals/re-deposits).
• Confirm the exact segment rate shown at placement.
• Match tenor with cashflow needs to avoid early-withdrawal penalties.
• Keep placement confirmation and maturity details for records.
• Compare with alternative market offers for the same tenor before locking in.

Where to verify official details 🔎

For latest campaign information and application start point, visit the official campaign page. For full eligibility, computation mechanics, and withdrawal treatment, read the terms and conditions (PDF) 😉

For broader benchmarking across local banks, refer to this Singapore deposit rate comparison guide and assess competitiveness for the same 6-month window 🙂

Standard Chartered Bank (Singapore) Limited reserves the right to amend, suspend or withdraw the promotion at its discretion.

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