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Standard Chartered Bank (Singapore) Limited Singapore Dollar Time Deposit Promotion
From 4 November 2025, customers can earn up to 1.15% per annum on fresh funds. This promotion offers attractive rates for individuals seeking stable and secure short-term returns in a volatile market environment. 💰
Standard Chartered invites customers to enjoy a promotional interest rate on fresh SGD deposits with a minimum placement of S$25,000. The funds must be newly transferred into a Standard Chartered account – meaning they should not originate from any existing account within the Bank, nor be withdrawn and re-deposited within the last 30 days.
Customers can easily participate by transferring their fresh funds into their Standard Chartered account and placing a time deposit via Online Banking or the SC Mobile app. This digital process ensures convenience and accessibility for all users.
Promotional Interest Rates
| Tenor | Minimum Placement (SGD, Fresh Funds) | Interest Rate (p.a.) |
|---|---|---|
| 6 months | S$25,000 | Personal Banking: 1.10% p.a. Priority Banking: 1.15% p.a. Priority Private: 1.15% p.a. |
These competitive fixed rates are locked in for the full six-month tenor. However, customers should note that early withdrawals may result in reduced or forfeited interest, as stated in the terms and conditions.
It is important that the deposit remains until maturity to receive the full promotional rate. The Standard Chartered Singapore Dollar Time Deposit November 2025 Fresh Funds Promotion Terms and Conditions fully apply.
Who Can Benefit?
- Personal Banking customers looking for safe short-term yields.
- Priority Banking clients who wish to optimise idle cash balances.
- Priority Private clients seeking stable portfolio diversification with minimal risk.
With current market interest rates showing signs of fluctuation, this fixed deposit promotion offers a timely opportunity for both conservative savers and investors who value certainty in returns.
How to Apply
- Ensure your funds qualify as fresh funds.
- Log in to Standard Chartered Online Banking or the SC Mobile App.
- Select the Time Deposit placement option and follow the guided steps.
For detailed information and to apply, visit the official campaign page here. Always review the terms and conditions before placing your deposit.
For alternative options, a helpful resource is this Singapore deposit rate comparison guide for current bank rates and promotions across the island.
Whether for short-term cash management or portfolio diversification, Standard Chartered’s latest 6-month time deposit offer provides a reliable, low-risk return on fresh funds. With attractive rates of up to 1.15% p.a., this campaign is ideal for savers looking to make their idle money work harder before year-end 2025. However, as promotions are subject to change, interested individuals should act promptly and confirm details directly with the bank.
Standard Chartered Bank (Singapore) Limited reserves the right to amend, suspend or withdraw the promotion at its discretion, subject to regulatory approvals.
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