Standard Chartered S’pore e$aver fresh funds promo offers up to 1.8% p.a. till 30 Nov 2026

ON TODAY

Starts	1 Oct 2026 (Thu)	Ends	30 Nov 2026 (Mon)
Location	Standard Chartered

We are now on Telegram. Click to join

Looking for a flexible place to park fresh funds while keeping cash accessible?

Standard Chartered Singapore’s e$aver Bonus Interest Promotion is now running from 1 Oct 2026, with up to 1.80% p.a. on eligible incremental fresh funds 💰. For existing Qualifying Account(s), the Incremental Balance is measured against the Sep 2026 average daily balance, with up to S$2 million of Incremental Balance per Qualifying Account(s) eligible for Bonus Interest.

No lock-in period applies, so funds remain accessible through SC Mobile or Online Banking 🔓. However, withdrawals can reduce the monthly average daily balance and therefore shrink, or eliminate, the eligible incremental balance for a month.

Compared with the previous Aug-Sep 2026 Standard Chartered e$aver promotion, the top total rate has risen from 1.60% p.a. to 1.80% p.a., while the total rate for account holders without qualifying wealth holdings has increased from 1.40% p.a. to 1.50% p.a. 📈.

📌 Promotion details at a glance

Qualifying accounts: Existing and newly opened e$aver, e$aver Kids! and World Partner Savings account(s)
Promotion starts: 1 Oct 2026
Highest total rate: 1.80% p.a. on eligible incremental balance
Total rate without qualifying wealth holdings: 1.50% p.a. on eligible incremental balance
Prevailing rate: 0.05% p.a. on the entire deposit balance
Reference balance: Sep 2026 average daily balance for existing Qualifying Account(s)
Fresh funds: Funds must not originate from another existing Standard Chartered account and must meet the promotion’s fresh-funds rules
Bonus-interest cap: Up to S$2 million of Incremental Balance per Qualifying Account(s)
Lock-in: None, although withdrawals can reduce the monthly average daily balance
Top-tier condition: Wealth-holding status is assessed at the end of each calendar month during the promotion period
Account status: Qualifying Account(s) must remain valid, in good standing and satisfactorily conducted, including when Bonus Interest is credited

📊 Promotional interest rates

The total promotional rate combines the prevailing account rate with the applicable bonus rate:

Primary account holder	Prevailing interest rate	Bonus interest rate	Total interest rate
With qualifying wealth holding	0.05% p.a.	1.75% p.a.	1.80% p.a.
Without qualifying wealth holding	0.05% p.a.	1.45% p.a.	1.50% p.a.

🏦 How the 1.80% p.a. tier works

The higher tier applies when the primary account holder qualifies as a customer with wealth holdings. This means holding an Eligible Investment Product or Insurance Product purchased through Standard Chartered.

Eligible Investment Products include Unit Trusts, Bonds, Structured Notes and Equities. Foreign-currency exchange transactions and investments made using the Central Provident Fund Investment Scheme or Supplementary Retirement Scheme are excluded.

When targeting the full 1.80% p.a., the relevant qualifying wealth holding needs to be in place at the end of each calendar month during the promotion period, when the applicable Bonus Interest Rate is assessed.

🧮 How average daily balance affects the bonus

Average daily balance, or ADB, is calculated by adding the end-of-day balances for every day in a calendar month and dividing the total by the number of days in that month. End-of-day balances are measured at 11.59pm.

Account type	How the Incremental Balance is determined
Existing Qualifying Account(s)	The promotion-month ADB must exceed the Sep 2026 ADB. Bonus Interest applies to the difference between the two ADB figures. No Bonus Interest is earned when the promotion-month ADB is equal to or below the Sep 2026 ADB.
Qualifying Account(s) newly opened during the promotion period	The Incremental Balance is the ADB maintained in the newly opened Qualifying Account(s).

Only transactions up to the last working day or Saturday of the calendar month are included when calculating ADB. Transactions made very close to month-end therefore need extra care. Withdrawals during the month can also lower the ADB and reduce the balance that earns Bonus Interest.

📈 How e$aver rates have moved in recent rounds

Promotion round	With wealth holding	Without wealth holding	Top-rate change	Non-wealth change
Jun-Jul 2026	1.60% p.a.	1.20% p.a.	–	–
Aug-Sep 2026	1.60% p.a.	1.40% p.a.	No change	+0.20 percentage point 💹
Oct-Nov 2026	1.80% p.a.	1.50% p.a.	+0.20 percentage point 💹	+0.10 percentage point 💹

✅ Participation checklist

Hold or open a Qualifying Account. e$aver, e$aver Kids! and World Partner Savings account(s) are included under the promotion mechanics.
Check the Sep 2026 ADB for an existing account. This is the comparison balance used to determine the eligible Incremental Balance.
Bring in fresh funds. The promotional bonus applies only to qualifying incremental fresh funds.
Avoid recycling existing Standard Chartered funds. Funds originating from another existing Standard Chartered account, or withdrawn and re-deposited within the restricted period, do not meet the fresh-funds requirement.
Keep the monthly ADB in mind. Withdrawals can reduce the Incremental Balance that earns Bonus Interest.
Take care near month-end. Only transactions up to the last working day or Saturday of the calendar month are included in the ADB calculation.
Maintain the relevant wealth holding when targeting 1.80% p.a. Wealth-holding status is assessed at the end of each calendar month.
Keep the account valid and in good standing. This remains relevant through the time Bonus Interest is credited.

⚠️ Highlight points to note

Only the eligible Incremental Balance receives Bonus Interest.
The Incremental Balance eligible for Bonus Interest is capped at S$2 million per Qualifying Account(s). Any Incremental Balance above the cap earns only the prevailing interest rate.
The 0.05% p.a. prevailing rate applies to the entire deposit balance, while the additional Bonus Interest Rate applies only to the eligible Incremental Balance.
Bonus Interest is calculated after the end of each calendar month and credited in one or more transactions by the 25th calendar day of the following month.
The Qualifying Account(s) must remain valid and in good standing when Bonus Interest is credited.
After the promotion period, Bonus Interest ceases, while the prevailing interest continues to apply to the deposit balance.

New-to-bank customers can also check the separate Standard Chartered Priority Banking sign-up promotion. This is a separate offer from the e$aver promotion and requires opening a Wealth $aver or USD$aver account. Separate terms apply.

For cash that needs to stay accessible, the e$aver promotion combines no lock-in with bonus interest on qualifying incremental fresh funds. Before moving a sizeable balance, check the official Standard Chartered e$aver promotion page for the latest rate and promotion information, especially the Sep 2026 reference balance and month-end wealth-holding requirement for the 1.80% p.a. tier.