| Starts | 1 Apr 2026 (Wed) | Ends | 31 May 2026 (Sun) |
|---|---|---|---|
| Location | Standard Chartered |
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Earn up to 1.5% p.a. on fresh funds with Standard Chartered e$aver
Standard Chartered Bank Singapore is offering an e$aver promotional interest campaign from 1 Apr 2026 to 31 May 2026 for those looking to park spare cash in a liquid account 💰.
During the promo period, eligible customers can enjoy a total effective rate of up to 1.5% p.a. on incremental fresh funds, with no lock-in. That means funds remain accessible for transfers, bill payments or emergency use while still earning a boosted rate 🚀.
Compared with the previous Feb 2026 to Mar 2026 cycle, this round comes with lower headline returns.
📌 Promo highlights
- Promotion period: 1 Apr 2026 to 31 May 2026 🗓️
- Promo rate: up to 1.5% p.a. on qualifying incremental balances
- Balance cap: the Incremental Balance eligible for bonus interest is capped at S$2,000,000 per Qualifying Account(s) 💼
- No lock-in: no lock-in period during the campaign, with funds accessible anytime 👍
- Comparison month: Mar 2026 average daily balance for incremental fresh funds 📍
This may appeal to savers who prefer a more straightforward deposit promotion without card spend, salary crediting or extra category requirements 🙂.
📊 Promotional interest rates
The total effective rate is made up of the prevailing rate plus the bonus promotional rate. Based on the table below, the applicable rates are:
| Customer type | Prevailing interest rate | Bonus interest rate | Total interest rate |
|---|---|---|---|
| With Wealth Holding | 0.05% p.a. | 1.45% p.a. | 1.5% p.a. |
| Without Wealth Holding | 0.05% p.a. | 1.05% p.a. | 1.1% p.a. |
🏦 Who qualifies as a Wealth Holding customer?
Under the promotion terms, the bonus tier depends on whether the primary account holder has qualifying wealth holdings with the bank at the end of each calendar month during the promo period.
Eligible wealth holdings may include selected investment and insurance products arranged through the bank, such as Unit Trusts, Bonds, Structured Notes and Equities, subject to the bank’s definitions in the terms and conditions.
As this is assessed at month-end, those aiming for the higher tier should ensure the required wealth-holding status is met at each relevant month-end ✨.
For added clarity, Standard Chartered’s FAQ says eligible investment products exclude foreign currency exchange transactions and investments made using the CPF Investment Scheme (CPFIS) or Supplementary Retirement Scheme (SRS).
💸 What counts as fresh funds?
Fresh funds are generally deposits that do not originate from an existing Standard Chartered account, and are not withdrawn and re-deposited within 30 days of the promotion period.
In practical terms, this usually means funds transferred in from another bank via FAST or PayNow, or genuinely new incoming funds such as salary or sale proceeds that were not already parked with Standard Chartered within the relevant period.
✅ Eligibility checklist
- Hold an eligible Qualifying Account with Standard Chartered: e$aver, e$aver Kids! or World Partner Savings
- Deposit fresh funds during 1 Apr 2026 to 31 May 2026
- Bonus interest is based on the Incremental Balance measured against the Mar 2026 average daily balance
- For the higher tier, the primary account holder must meet the bank’s wealth holdings definition at each month-end during the promotion period
📝 How to take part
- Keep the account active. For new accounts, ensure the relevant Qualifying Account is opened before funds are transferred in.
- Check the baseline. The reference point for incremental funds is the Mar 2026 average daily balance.
- Transfer in fresh funds from outside Standard Chartered. External bank transfers are generally the clearest route.
- Avoid short-term round-tripping. Funds withdrawn and re-deposited within 30 days may not qualify.
- For the 1.5% tier: maintain the required wealth-holding status at each relevant month-end during the campaign 🌟.
- Bonus interest crediting: Standard Chartered indicates bonus interest is credited by the 25th of the following month, subject to the account remaining valid and in good standing and the bank’s published terms.
⚠️ Key things to note
- The bonus interest applies only to the eligible Incremental Balance, capped at S$2,000,000 per Qualifying Account(s). Any amount above that cap earns the Prevailing Interest only.
- As with most bank promotions, Standard Chartered may amend or withdraw the promotion in line with its published terms.
- Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured 🛡️.
🔎 Learn more
- Promotion Terms & Conditions (PDF) 📄
- Official Standard Chartered e$aver page 🏦
- For a wider look at deposit options in Singapore, compare alternatives here.
- For another live fresh-funds alternative, see Maybank SG Earn Up to 1.55% p.a. in Mar/Apr 2026 Fresh Funds Top-Up Promo.
Overall, this is a simple liquidity-friendly option for fresh funds, especially for those already maintaining qualifying wealth holdings with the bank. As always, it helps to compare the effective rate against other savings and fixed deposit offers before moving funds 📈.
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