UOB Singapore fixed deposit offers up to 1.70% p.a. promo rates from 23 Sep 2026

UOB Singapore Dollar Time/Fixed Deposit Promotion

UOB’s latest Singapore Dollar fixed deposit promotion is now running from 23 September 2026, with fresh-fund placements earning up to 1.70% p.a. 💹. Compare three promotional tenors of 6, 10 and 12 months, all starting from a minimum S$10,000 placement.

UOB SGD fixed deposit promotional rates

Tenor	Deposit Amount (Fresh Funds)	Base promotional interest rate
6-month	Minimum S$10,000	1.60% p.a.
10-month		1.65% p.a.
12-month		1.70% p.a.

Once a qualifying fixed deposit is placed, the applied promotional rate stays fixed until maturity even if UOB later changes or withdraws the rate for new placements.

What counts as fresh funds?

Fresh funds include money brought in from outside UOB, including a non-UOB cheque, provided the money is not transferred from an existing UOB current, savings or fixed deposit account. Funds withdrawn from an existing UOB current, savings or fixed deposit account and re-deposited into the SGD fixed deposit account during the promotional period do not qualify. The promotion terms also exclude deposits made with SRS funds and deposits pledged, encumbered or used as security.

How the rates changed from the 9 Sep round

The headline rate is 0.15 percentage points higher than the earlier 9 Sep 2026 round, which offered up to 1.55% p.a. The 12-month tenor carries the highest promotional rate among the three current options.

Tenor	9 Sep 2026 rate	23 Sep 2026 rate	Change
6-month	1.50% p.a.	1.60% p.a.	+0.10 percentage point 💹
10-month	1.55% p.a.	1.65% p.a.	+0.10 percentage point 💹
12-month	1.55% p.a.	1.70% p.a.	+0.15 percentage point 💹

Looking across selected UOB promotional rounds tracked in 2026, the advertised headline rate moved from 1.25% p.a. on 1 Apr to 1.35% on 1 Jul, 1.45% on 12 Aug, 1.55% on 9 Sep and 1.70% from 23 Sep. However, the 1 Apr, 1 Jul and 12 Aug headline rates included higher tiers for customers with qualifying wealth holdings or products, while the 9 Sep and 23 Sep rounds list only base promotional rates. The sequence therefore shows changes in UOB’s advertised maximum rate rather than a like-for-like rate for the same customer tier throughout.

How to place a fixed deposit

Digital placement is available through:

UOB Personal Internet Banking
UOB TMRW mobile app

For promotional placements, log in from Monday to Friday between 9.30am and 9.30pm, or on Saturdays between 8am and 9.30pm, excluding Sundays and Public Holidays. Placement instructions may also be submitted outside these hours through UOB Personal Internet Banking or UOB TMRW; those instructions are processed on the next business day, with the value date and interest accrual starting from that processing date.

For an existing Fixed Deposit account:

Transfer the required fresh funds into an existing UOB savings or current account, ensuring the money originates from outside UOB.
Via Personal Internet Banking, select Investment > Fixed Deposit, complete the requested details and confirm.
Via UOB TMRW, UOB currently shows two navigation routes on its own guidance: Services > Fixed deposit placement and Wealth > Place fixed deposit under Other wealth services. Follow the Fixed Deposit placement option shown in the current app interface and confirm the placement details.

For additional step-by-step guidance, refer to the UOB TMRW user guide.

For a new Fixed Deposit account: UOB’s instant online application route is for existing UOB customers who are Singaporeans or PRs, are at least 18 years old, have an eligible deposit account, are applying as a single-named applicant and use MyInfo. Applications submitted from 8.30am to 8.30pm daily may be processed instantly; applications received outside these hours are processed on the next working day, subject to UOB’s approval.

In UOB TMRW, start from More > Fixed deposit > Fixed Deposit, then complete the application form and MyInfo consent steps. An eligible UOB savings or current account is required; where none is held, open one before applying for the Fixed Deposit account.

Other key terms to note

Promotional rates quoted are as at 23 September 2026.
The promotion is not valid with other offers, privileges or promotions unless otherwise provided.
UOB may change the promotional rate or promotion terms, or withdraw the promotion, without prior notice.
At maturity, principal and interest are renewed at UOB’s prevailing SGD fixed deposit board rate for the same tenor unless different maturity instructions have been provided.

Read the full terms before placement: 6-month Promotional Interest Rate (PDF), 10-month Promotional Interest Rate (PDF) and 12-month Promotional Interest Rate (PDF).

For funds already earmarked for a fixed lock-in, compare the 6-, 10- and 12-month choices against expected cash-flow needs before placing. Review the latest details on the official UOB Singapore Dollar Time/Fixed Deposit page before confirming a placement. 💰

Useful links

Other current Singapore fixed deposit offers to compare

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