(EXPIRED) UOB Singapore fixed deposit promo offers up to 1.25% p.a. from 23 Apr 2026

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UOB Singapore Dollar (SGD) Fixed Deposit Refreshed Promotion

Update: UOB S’pore SGD fixed deposit promo offers up to 1.35% p.a. from 1 Jul 2026

UOB has refreshed its Singapore Dollar fixed deposit promotion from 23 Apr 2026, with rates of up to 1.25% p.a. on eligible fresh funds 💹. This latest round is open to individual customers, with higher promotional rates available for customers who hold eligible wealth products with the bank.

For depositors comparing current fixed deposit options, this campaign offers two tiers. Customers without eligible Wealth Holdings can earn up to 1.15% p.a., while customers with eligible Wealth Holdings can enjoy up to 1.25% p.a.. The highest promotional rate is available on the 10-month and 12-month tenors.

Rates in this round are slightly lower than the earlier rates published on 1 Apr 2026, so a quick comparison may help before locking in funds.

Promotional rates (SGD)

(Update 2 Jun with 0.05% increase for 10 and 12-mth tenors for customers with wealth products)

The promotional interest rate applies only when the fixed deposit is held to maturity. Early withdrawal means no promotional interest will be paid.

Customers with Wealth Holdings refer to customers holding eligible UOB wealth products in the same name(s) at the point of placing fresh funds into the time or fixed deposit under this promotion. Eligible products include Unit Trusts, Maxi Yield, Bonds, Structured Products, Regular Premium insurance and Single Premium insurance. The higher Wealth Holdings rate applies only for placements made through Relationship Managers or Client Advisors.

What counts as fresh funds?

Fresh funds must not be transferred from any existing UOB savings, current or fixed deposit account. Funds withdrawn from any existing UOB savings, current or fixed deposit account and re-deposited into the SGD fixed deposit account within the promotional period are also not eligible. UOB cheques, cashier’s orders and demand drafts are not eligible.

Only funds that meet UOB’s stated fresh-funds conditions will qualify. Transfers from existing UOB savings, current or fixed deposit accounts, funds withdrawn and re-deposited during the promotional period, plus UOB cheques, cashier’s orders and demand drafts, are excluded.

How to place the deposit digitally

• UOB Personal Internet Banking
• UOB TMRW mobile app

Online placement timings:

• Monday to Friday: 9.30am to 9.30pm
• Saturday: 8.00am to 9.30pm
• Instructions submitted outside these hours, as well as on Sundays and Public Holidays, will be processed on the next business day. The value date and interest accrual will start only from that processing date.

Each online placement is capped at S$999,999 per placement.

Key points to note

• A minimum placement of S$10,000 in fresh funds is required.
• The best advertised rate of 1.25% p.a. is reserved for customers with eligible Wealth Holdings.
• Customers placing deposits digitally should pay attention to cut-off timings, especially before weekends and public holidays ⏰.
• The promotional rate is only paid at maturity, so this option may suit funds that can be set aside for the full tenor.
• The promotion is for individual customers only.
• It is not valid with other promotions or privileges unless otherwise stated.
• UOB may revise rates, amend terms or withdraw the promotion without prior notice.

Useful links

Full promotional documents can be viewed here: 6-month Promotional Interest Rate (PDF), 10-month Promotional Interest Rate (PDF) and 12-month Promotional Interest Rate (PDF).

For savers parking fresh funds in Singapore dollars, UOB’s latest fixed deposit promotion provides a straightforward option with modest returns and a clear step-up for customers with eligible wealth relationships. A careful look at the tenor, placement channel and fresh fund requirement can make all the difference before committing funds 🔍.

• UOB Singapore Dollar Time/Fixed Deposit Promotion
• Also compare other current options here: Best Singapore Fixed Deposit Rates and Savings Accounts

This promotion applies to individual customers only and is not valid with other privileges or promotions unless otherwise stated.

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