(EXPIRED) UOB Singapore SGD fixed deposit offers up to 1.55% p.a. from 9 Sep 2026

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UOB Singapore Dollar Time/Fixed Deposit Promotion

Update: UOB Singapore fixed deposit offers up to 1.70% p.a. promo rates from 23 Sep 2026

UOB’s latest Singapore Dollar fixed deposit promotion is now running from 9 Sep, offering promotional rates of up to 1.55% p.a. on eligible fresh-fund placements 💹. For savers comparing short- to medium-term lock-ins, three promotional tenors are available: 6, 10 and 12 months.

The top rate is 0.10 percentage point, or 10 basis points, higher than the earlier 12 August 2026 round, which offered up to 1.45% p.a. 💹. Unlike that earlier set-up, no separate special rates for customers with Wealth Products are listed in this round.

UOB SGD fixed deposit promotional rates

Promotional placements require at least S$10,000 in fresh funds. Keep the deposit to maturity to receive the promotional interest rate. Once a qualifying placement has been made, the interest rate applied to that fixed deposit remains fixed until maturity, even if UOB subsequently changes or withdraws the promotional rate for new placements.

Tenor	Deposit Amount (Fresh Funds)	Base Promotional Interest rate
6-month	Minimum S$10,000	1.50% p.a.
10-month		1.55% p.a.
12-month		1.55% p.a.

Early withdrawal means no promotional interest will be paid.

How UOB’s headline fixed deposit rate has moved in 2026

Across these selected UOB promotional rounds tracked since April, the headline rate has climbed by 0.30 percentage point, with three successive 0.10-point steps from July onwards. The current 1.55% p.a. is the highest rate in this selected sequence.

What counts as fresh funds?

Fresh funds can include money brought in from outside UOB, including a non-UOB cheque, provided the money is not transferred from an existing UOB current, savings or fixed deposit account. Funds withdrawn from an existing UOB current, savings or fixed deposit account and re-deposited into the SGD fixed deposit account during the promotional period do not qualify.

Check the funding source carefully before placement ✅. Transfers from existing UOB accounts and UOB cheques are not fresh funds for this promotion.

How to place a fixed deposit

Digital placement is available through:

• UOB Personal Internet Banking
• UOB TMRW mobile app

For an existing Fixed Deposit account:

• Transfer the required fresh funds into an existing UOB savings or current account first.
• Via Personal Internet Banking, select Investment > Fixed Deposit, complete the requested details and confirm.
• Via UOB TMRW, select Services > Fixed deposit placement, complete the requested details and swipe to confirm.

For a new Fixed Deposit account: UOB’s instant online application route is for existing UOB customers who are Singaporeans or PRs, are at least 18 years old, have an eligible deposit account, are applying as a single-named applicant and use MyInfo. Applications submitted from 8.30am to 8.30pm daily may be processed instantly; applications received outside these hours will be processed on the next working day, and all applications remain subject to UOB’s approval.

In UOB TMRW, the application flow starts from More > Fixed deposit > Fixed Deposit, followed by the application form and MyInfo consent steps. An eligible UOB savings or current account is required; where none is held, one must be opened before applying for the Fixed Deposit account.

Online placement timings:

• Monday to Friday: 9.30am to 9.30pm
• Saturday: 8.00am to 9.30pm
• Instructions submitted outside these hours, on Sundays or Public Holidays, will be processed on the next business day.

The value date and interest accrual begin from the processing date. Each online placement is capped at S$999,999 per placement.

Eligibility, fees and deposit insurance

The promotion is for individual customers. UOB’s general Singapore Dollar Time/Fixed Deposit eligibility page lists an age requirement of 18 years old and above and no fee to maintain the account. Its general minimum placement is S$5,000 for tenors of one month and above, but this specific promotion has the higher S$10,000 fresh-funds minimum shown in the promotional table. Separately, an S$30 early account closure fee applies if the SGD Fixed Deposit Account is closed within six months from the date it was opened.

Singapore-dollar deposits of non-bank depositors are covered under the Singapore Deposit Insurance Scheme, subject to the scheme’s rules and an aggregate cap of S$100,000 per depositor per Scheme member. The page also notes that foreign-currency deposits, dual-currency investments, structured deposits and other investment products are not insured.

Key terms to note

• Promotional rates quoted are as at 9 September 2026.
• The fixed deposit must be funded with eligible fresh funds and held to maturity for promotional interest to apply.
• Premature or partial withdrawal, or premature termination, means the promotional interest rate will not be payable.
• The promotion is not valid with other privileges or promotions unless otherwise provided.
• UOB may change the promotion period, rates, tenors or other terms, or terminate the promotion, without prior notice.
• The advertisement has not been reviewed by the Monetary Authority of Singapore.

Read the full terms before placement: 6-month Promotional Interest Rate (PDF), 10-month Promotional Interest Rate (PDF) and 12-month Promotional Interest Rate (PDF).

Useful links

• UOB Singapore Dollar Time/Fixed Deposit Promotion
• UOB Singapore Dollar Time/Fixed Deposit rates page
• Best Singapore Fixed Deposit Rates and Savings Accounts

With up to 1.55% p.a. available on S$10,000 or more in fresh funds, this round gives a choice between 6-, 10- and 12-month promotional tenors. Compare the lock-in period, intended use of the cash and maturity instruction before confirming a placement, and keep the funds untouched until maturity to preserve promotional interest eligibility. Review the latest details on the official UOB Singapore Dollar Time/Fixed Deposit page. 💰

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