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UOB Singapore Dollar (SGD) Fixed Deposit Promotion
United Overseas Bank (UOB) has rolled out a Singapore Dollar fixed deposit promotion from 1 Apr to 30 Apr 2026, offering returns of up to 1.25% p.a. on fresh funds. Customers with Wealth Holdings can earn 1.25% p.a., while customers without Wealth Holdings can earn 1.20% p.a..
These are slightly higher rates as compared to the rates published on 1 Nov 2025. New this time are slightly higher rates for customers with wealth holdings.
Promotional rates (SGD)
| Tenor | Deposit Amount (Fresh Funds) | Promotional Interest rate (p.a.) (with Wealth Holdings) | Promotional Interest rate (p.a.) (without Wealth Holdings) |
|---|---|---|---|
| 6-month 10-month 12-month | Minimum S$10,000 | 1.25% p.a. | 1.20% p.a. |
The promotional interest rate applies only if the fixed deposit is held to maturity. If the fixed deposit is withdrawn before maturity, no promotional interest will be payable.
Customers with Wealth Holdings are customers who hold eligible wealth product(s) in the same name(s) with UOB at the time they place a Fresh Funds deposit as a time / fixed deposit under this Promotion. Eligible wealth products include Unit Trusts, Maxi Yield, Bonds, Structured Products, Regular Premium insurance and Single Premium insurance.
What counts as fresh funds?
Fresh funds must not be transferred from any existing UOB savings, current or fixed deposit account. Funds withdrawn from any existing UOB savings, current or fixed deposit account and re-deposited into the SGD fixed deposit account within the promotional period are also not eligible. UOB cheques, cashier’s orders and demand drafts are not eligible.
How to place the deposit (digital)
- UOB Personal Internet Banking
- UOB TMRW mobile app
Online placement timings:
- Mondays to Fridays: 9.30am – 9.30pm
- Saturdays: 8.00am – 9.30pm
- Placement instructions can still be submitted via UOB Personal Internet Banking or the UOB TMRW mobile app outside these hours, as well as on Sundays and Public Holidays, but they will be processed on the next business day. The value date and interest accrual will start from that date.
Online placements are capped at S$999,999 per placement.
Key terms & conditions (highlights)
- Applies only to fresh funds from eligible sources.
- Not valid with other promotions unless stated.
- Interest is payable only if deposits are held to maturity.
- UOB may change the terms, revise rates, or withdraw the promotion without prior notice.
Refer to UOB’s official documents for the full details: 6-month Promotional Interest Rate and 10-month Promotional Interest Rate and 12-month Promotional Interest Rate.
For savers who can set aside fresh funds for 6, 10 or 12 months, UOB’s April 2026 fixed deposit promotion offers a straightforward way to lock in a promotional SGD rate. Customers with Wealth Holdings enjoy the highest advertised rate, while all applicants should review the full terms carefully, especially the fresh funds rules, placement timing cut-offs and early withdrawal conditions, before placing a deposit. See alternatives and ongoing offers via this summary page.
This promotion is applicable to individual customers only and is not valid with other privileges or promotions unless otherwise stated.
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