| Starts | 1 Sep 2026 (Tue) | Ends | 25 Sep 2026 (Fri) |
|---|---|---|---|
| Location | Not Specified |
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Earn up to 2.32% p.a. average return over 10 years if held to maturity
The latest Singapore Savings Bonds (SSB) issue, SBOCT26 GX26100Z, offers a 10-year average return of up to 2.32% p.a.
Compared to the previous August 2026 application round (SBSEP26 GX26090V), the 10-year average return has increased from 2.25% to 2.32%.
Applications are open till 9pm on 25 Sep 2026. Standard application hours are 7am to 9pm, Monday to Saturday, excluding public holidays.
Key Investment Information
- Minimum application amount: S$500, in multiples of S$500
- Total SSB holdings limit: S$200,000 per individual across cash and SRS accounts
- Allotment may be lower than the amount applied for if the issue is oversubscribed
Singapore Savings Bonds are fully backed by the Singapore Government. Coupon rates are fixed at issuance, and investors may redeem monthly at face value plus accrued interest, rather than selling at a fluctuating market price.
Savings Bonds are an excellent choice for those looking to diversify their savings and investment portfolios. They provide a reliable avenue for achieving long-term financial goals, thanks to their security and predictable returns.
- Government-backed security: The principal and interest payments are backed by the Singapore Government, making SSBs a low-risk option for investors seeking capital stability.
- Long-term Growth: The bonds come with a ten-year maturity period and feature progressively increasing interest rates, rewarding long-term investors.
- Flexibility: Investors may submit redemption requests in any month before maturity. There is no early redemption penalty, although a non-refundable S$2 bank transaction fee applies to each redemption request.
- Fees and application details: A non-refundable S$2 bank transaction fee applies to each application. For cash applications, apply through DBS/POSB, OCBC or UOB internet banking, mobile banking or ATMs; an individual CDP account is required. For SRS applications, apply through your SRS operator’s internet banking portal or DBS’ mobile banking application. CPF funds cannot be used for Singapore Savings Bonds.
Interest Rates
The following table outlines the interest rates for this SBOCT26 GX26100Z issue over a ten-year period:
| Year from issue date | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest percent | 1.65 | 1.70 | 1.94 | 2.21 | 2.39 | 2.47 | 2.58 | 2.70 | 2.83 | 3.01 |
| Average return per year %[1] | 1.65 | 1.67 | 1.76 | 1.87 | 1.97 | 2.05 | 2.12 | 2.19 | 2.25 | 2.32 |
[1] At the end of each year, on a compounded basis.
Useful Links
- For guidance on investing in Singapore Savings Bonds, click here.
- Current bondholders looking to redeem their investments can find instructions here.
- To review allotment data for previous issues, click here.
- For comprehensive details on Singapore Savings Bonds, click here
Exploring other fixed deposit options? Discover some of the best deposit rates here.
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